What if you'd held OZK?
A $1,000 investment in Bank OZK (OZK) at the month-end close of 1997-07 would be worth $81,518 at the close of 2026-08 — +8051.8% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $13,577.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1997
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1997 | $1,000 | — |
| 1998 | $904 | -9.6% |
| 1999 | $787 | -12.9% |
| 2000 | $542 | -31.2% |
| 2001 | $1,084 | +100.0% |
| 2002 | $2,034 | +87.7% |
| 2003 | $3,961 | +94.7% |
| 2004 | $6,052 | +52.8% |
| 2005 | $6,635 | +9.6% |
| 2006 | $6,018 | -9.3% |
| 2007 | $4,838 | -19.6% |
| 2008 | $5,595 | +15.6% |
| 2009 | $5,648 | +0.9% |
| 2010 | $8,508 | +50.6% |
| 2011 | $11,818 | +38.9% |
| 2012 | $13,566 | +14.8% |
| 2013 | $23,332 | +72.0% |
| 2014 | $31,744 | +36.1% |
| 2015 | $41,968 | +32.2% |
| 2016 | $45,302 | +7.9% |
| 2017 | $42,352 | -6.5% |
| 2018 | $20,315 | -52.0% |
| 2019 | $28,083 | +38.2% |
| 2020 | $30,210 | +7.6% |
| 2021 | $46,266 | +53.1% |
| 2022 | $41,066 | -11.2% |
| 2023 | $53,022 | +29.1% |
| 2024 | $49,122 | -7.4% |
| 2025 | $52,779 | +7.4% |
| 2026 | $58,323 | +10.5% |
Best and worst month-end to buy
The best single month-end close to have bought OZK was 2000-11 ($0.37): $1,000 then is $134,605 today. The worst was 2026-06 ($51.60): $1,000 then is $957.
FAQ
What would $1,000 in OZK be worth today?
A $1,000 investment in Bank OZK (OZK) at the start of 1997 would be worth about $81,518 today, a total return of +8051.8%. Dividends are reinvested in these figures.
What were the best and worst years for OZK?
Bank OZK (OZK)'s strongest calendar year since 1997 was 2001, a +100.0% return — $1,000 held through that year became about $2,000 by year-end. Its weakest year was 2018, at -52.0%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in OZK have grown?
Investing $100 at the end of every month since 1997-07 would have grown to about $605,730 on $35,000 invested.
Did OZK beat the S&P 500?
Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $13,577. OZK beat the S&P 500 by +500.4% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Bank OZK (OZK) historical total-return data from 1997-07 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-08. Not financial advice.