Wall Street RegretsThe regret calculator.

What if you'd held PAYS?

A $1,000 investment in Paysign, Inc. (PAYS) at the month-end close of 2007-10 would be worth $19,214 at the close of 2026-09 — +1821.4% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $7,137.

$1,000 since 2007$19,214Total return+1821.4%Multiple19.2×CAGR+16.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$19,214Gain+$18,214 (+1821.4%)Multiple19.2×CAGR+16.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2007$19,2142008$19,2142009$224,1672010$672,5002011$122,2732012$134,5002013$44,8332014$84,0632015$56,0422016$58,4782017$40,7582018$18,4252019$3,8212020$1,3252021$2,8992022$8,4062023$5,2132024$4,8042025$4,4542026$2,612

    Every year, $1,000 from 2007

    YearValue of $1,000Year return
    2007$1,000
    2008$85.71-91.4%
    2009$28.57-66.7%
    2010$157+450.0%
    2011$143-9.1%
    2012$429+200.0%
    2013$229-46.7%
    2014$343+50.0%
    2015$329-4.2%
    2016$471+43.5%
    2017$1,043+121.2%
    2018$5,029+382.2%
    2019$14,500+188.4%
    2020$6,629-54.3%
    2021$2,286-65.5%
    2022$3,686+61.3%
    2023$4,000+8.5%
    2024$4,314+7.9%
    2025$7,357+70.5%
    2026$19,214+161.2%

    Best and worst month-end to buy

    The best single month-end close to have bought PAYS was 2009-01 ($0.01): $1,000 then is $1.34M today. The worst was 2019-07 ($14.11): $1,000 then is $953.

    FAQ

    What would $1,000 in PAYS be worth today?

    A $1,000 investment in Paysign, Inc. (PAYS) at the start of 2007 would be worth about $19,214 today, a total return of +1821.4%. Dividends are reinvested in these figures.

    What were the best and worst years for PAYS?

    Paysign, Inc. (PAYS)'s strongest calendar year since 2007 was 2010, a +450.0% return — $1,000 held through that year became about $5,500 by year-end. Its weakest year was 2008, at -91.4%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in PAYS have grown?

    Investing $100 at the end of every month since 2007-10 would have grown to about $2.01M on $22,800 invested.

    Did PAYS beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $7,137. PAYS beat the S&P 500 by +169.2% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Paysign, Inc. (PAYS) historical total-return data from 2007-10 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.