Wall Street RegretsThe regret calculator.

What if you'd held PCQ?

A $1,000 investment in PIMCO California Municipal Income Fund (PCQ) at the month-end close of 2001-06 would be worth $2,415 at the close of 2026-09 — +141.5% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $10,127.

$1,000 since 2001$2,415Total return+141.5%Multiple2.4×CAGR+3.6%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,415Gain+$1,415 (+141.5%)Multiple2.4×CAGR+3.6%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2001$2,4152002$2,4082003$2,3422004$2,3482005$2,1682006$1,7492007$1,4862008$1,5922009$2,6732010$1,7242011$1,6102012$1,3782013$1,0932014$1,2542015$9772016$9172017$8682018$7462019$7542020$5832021$6152022$5722023$6702024$1,0352025$1,0202026$1,006

    Every year, $1,000 from 2001

    YearValue of $1,000Year return
    2001$1,000
    2002$1,028+2.8%
    2003$1,025-0.3%
    2004$1,110+8.3%
    2005$1,377+24.0%
    2006$1,620+17.7%
    2007$1,513-6.6%
    2008$901-40.4%
    2009$1,397+55.0%
    2010$1,496+7.1%
    2011$1,748+16.9%
    2012$2,204+26.1%
    2013$1,921-12.9%
    2014$2,465+28.3%
    2015$2,626+6.6%
    2016$2,773+5.6%
    2017$3,227+16.3%
    2018$3,195-1.0%
    2019$4,127+29.2%
    2020$3,912-5.2%
    2021$4,212+7.7%
    2022$3,595-14.7%
    2023$2,326-35.3%
    2024$2,360+1.5%
    2025$2,394+1.4%
    2026$2,408+0.6%

    Best and worst month-end to buy

    The best single month-end close to have bought PCQ was 2008-12 ($3.18): $1,000 then is $2,673 today. The worst was 2021-11 ($15.18): $1,000 then is $560.

    FAQ

    What would $1,000 in PCQ be worth today?

    A $1,000 investment in PIMCO California Municipal Income Fund (PCQ) at the start of 2001 would be worth about $2,415 today, a total return of +141.5%. Dividends are reinvested in these figures.

    What were the best and worst years for PCQ?

    PIMCO California Municipal Income Fund (PCQ)'s strongest calendar year since 2001 was 2009, a +55.0% return — $1,000 held through that year became about $1,550 by year-end. Its weakest year was 2008, at -40.4%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in PCQ have grown?

    Investing $100 at the end of every month since 2001-06 would have grown to about $40,055 on $30,400 invested.

    Did PCQ beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $10,127. PCQ trailed the S&P 500 by +76.2% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    PIMCO California Municipal Income Fund (PCQ) historical total-return data from 2001-06 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-03. Not financial advice.