Wall Street RegretsThe regret calculator.

What if you'd held PHYS?

A $1,000 investment in Sprott Physical Gold Trust ETV (PHYS) at the month-end close of 2010-02 would be worth $3,504 at the close of 2026-09 — +250.4% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $9,472.

$1,000 since 2010$3,504Total return+250.4%Multiple3.5×CAGR+7.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,504Gain+$2,504 (+250.4%)Multiple3.5×CAGR+7.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2010$3,5042011$2,7212012$2,4352013$2,3652014$3,3732015$3,4392016$3,8492017$3,5782018$3,1732019$3,2592020$2,7592021$2,2272022$2,3402023$2,3832024$2,1092025$1,6682026$1,018

    Every year, $1,000 from 2010

    YearValue of $1,000Year return
    2010$1,000
    2011$1,117+11.7%
    2012$1,151+3.0%
    2013$806-29.9%
    2014$791-1.9%
    2015$707-10.6%
    2016$760+7.6%
    2017$857+12.8%
    2018$835-2.6%
    2019$986+18.1%
    2020$1,222+23.9%
    2021$1,163-4.8%
    2022$1,142-1.8%
    2023$1,290+13.0%
    2024$1,631+26.4%
    2025$2,674+64.0%
    2026$2,721+1.8%

    Best and worst month-end to buy

    The best single month-end close to have bought PHYS was 2015-12 ($8.73): $1,000 then is $3,849 today. The worst was 2026-02 ($40.15): $1,000 then is $837.

    FAQ

    What would $1,000 in PHYS be worth today?

    A $1,000 investment in Sprott Physical Gold Trust ETV (PHYS) at the start of 2010 would be worth about $3,504 today, a total return of +250.4%. Dividends are reinvested in these figures.

    What were the best and worst years for PHYS?

    Sprott Physical Gold Trust ETV (PHYS)'s strongest calendar year since 2010 was 2025, a +64.0% return — $1,000 held through that year became about $1,640 by year-end. Its weakest year was 2013, at -29.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in PHYS have grown?

    Investing $100 at the end of every month since 2010-02 would have grown to about $51,862 on $20,000 invested.

    Did PHYS beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $9,472. PHYS trailed the S&P 500 by +63.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Sprott Physical Gold Trust ETV (PHYS) historical total-return data from 2010-02 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.