Wall Street RegretsThe regret calculator.

What if you'd held PNBK?

A $1,000 investment in Patriot National Bancorp Inc. (PNBK) at the month-end close of 1994-08 would be worth $16.59 at the close of 2026-08 — -98.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $16,219.

$1,000 since 1994$16.59Total return-98.3%Multiple0.02×CAGR-12.0%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$16.59Gain+$-983 (-98.3%)Multiple0.0×CAGR-12.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$9.052001$15.452002$13.402003$11.702004$8.732005$5.862006$5.162007$4.022008$6.602009$15.232010$66.862011$49.352012$59.222013$82.902014$99.652015$63.192016$71.232017$73.762018$57.992019$72.492020$80.722021$1042022$66.242023$97.172024$2692025$5312026$566

    Every year, $1,000 from 1994

    YearValue of $1,000Year return
    1994$1,000
    1995$1,239+23.9%
    1996$1,087-12.3%
    1997$1,174+8.0%
    1998$1,543+31.5%
    1999$2,152+39.4%
    2000$1,261-41.4%
    2001$1,454+15.3%
    2002$1,665+14.5%
    2003$2,232+34.1%
    2004$3,323+48.9%
    2005$3,778+13.7%
    2006$4,848+28.3%
    2007$2,954-39.1%
    2008$1,279-56.7%
    2009$291-77.2%
    2010$395+35.5%
    2011$329-16.7%
    2012$235-28.6%
    2013$195-16.8%
    2014$308+57.7%
    2015$274-11.3%
    2016$264-3.4%
    2017$336+27.2%
    2018$269-20.0%
    2019$241-10.2%
    2020$188-22.1%
    2021$294+56.4%
    2022$200-31.8%
    2023$72.44-63.9%
    2024$36.69-49.3%
    2025$34.42-6.2%
    2026$19.48-43.4%

    Best and worst month-end to buy

    The best single month-end close to have bought PNBK was 2026-06 ($0.96): $1,000 then is $1,073 today. The worst was 2006-05 ($285): $1,000 then is $3.61.

    FAQ

    What would $1,000 in PNBK be worth today?

    A $1,000 investment in Patriot National Bancorp Inc. (PNBK) at the start of 1994 would be worth about $16.59 today, a total return of -98.3%. Dividends are reinvested in these figures.

    What were the best and worst years for PNBK?

    Patriot National Bancorp Inc. (PNBK)'s strongest calendar year since 1994 was 2014, a +57.7% return — $1,000 held through that year became about $1,577 by year-end. Its weakest year was 2009, at -77.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in PNBK have grown?

    Investing $100 at the end of every month since 1994-08 would have grown to about $3,694 on $38,500 invested.

    Did PNBK beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $16,219. PNBK trailed the S&P 500 by +99.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Patriot National Bancorp Inc. (PNBK) historical total-return data from 1994-08 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-08. Not financial advice.