What if you'd held PSMT?
A $1,000 investment in PriceSmart, Inc. (PSMT) at the month-end close of 1997-09 would be worth $12,010 at the close of 2026-08 — +1101.0% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $13,636.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1997
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1997 | $1,000 | — |
| 1998 | $1,021 | +2.1% |
| 1999 | $2,288 | +124.0% |
| 2000 | $1,919 | -16.1% |
| 2001 | $2,043 | +6.5% |
| 2002 | $1,338 | -34.5% |
| 2003 | $366 | -72.7% |
| 2004 | $441 | +20.7% |
| 2005 | $488 | +10.6% |
| 2006 | $1,045 | +114.2% |
| 2007 | $1,781 | +70.4% |
| 2008 | $1,247 | -30.0% |
| 2009 | $1,269 | +1.8% |
| 2010 | $2,414 | +90.2% |
| 2011 | $4,477 | +85.5% |
| 2012 | $5,014 | +12.0% |
| 2013 | $7,550 | +50.6% |
| 2014 | $6,007 | -20.4% |
| 2015 | $5,508 | -8.3% |
| 2016 | $5,592 | +1.5% |
| 2017 | $5,813 | +4.0% |
| 2018 | $4,026 | -30.8% |
| 2019 | $4,894 | +21.6% |
| 2020 | $6,346 | +29.7% |
| 2021 | $5,137 | -19.1% |
| 2022 | $4,322 | -15.9% |
| 2023 | $5,455 | +26.2% |
| 2024 | $6,817 | +25.0% |
| 2025 | $9,187 | +34.8% |
| 2026 | $12,790 | +39.2% |
Best and worst month-end to buy
The best single month-end close to have bought PSMT was 2004-05 ($4.37): $1,000 then is $38,751 today. The worst was 2026-06 ($195): $1,000 then is $870.
FAQ
What would $1,000 in PSMT be worth today?
A $1,000 investment in PriceSmart, Inc. (PSMT) at the start of 1997 would be worth about $12,010 today, a total return of +1101.0%. Dividends are reinvested in these figures.
What were the best and worst years for PSMT?
PriceSmart, Inc. (PSMT)'s strongest calendar year since 1997 was 1999, a +124.0% return — $1,000 held through that year became about $2,240 by year-end. Its weakest year was 2003, at -72.7%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in PSMT have grown?
Investing $100 at the end of every month since 1997-09 would have grown to about $268,151 on $34,800 invested.
Did PSMT beat the S&P 500?
Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $13,636. PSMT trailed the S&P 500 by +11.9% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
PriceSmart, Inc. (PSMT) historical total-return data from 1997-09 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-08. Not financial advice.