Wall Street RegretsThe regret calculator.

What if you'd held QLC?

A $1,000 investment in Northern Trust US Quality Large Cap ETF (QLC) at the month-end close of 2015-09 would be worth $4,337 at the close of 2026-09 — +333.7% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $4,840.

$1,000 since 2015$4,337Total return+333.7%Multiple4.3×CAGR+14.3%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$4,337Gain+$3,337 (+333.7%)Multiple4.3×CAGR+14.3%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2015$4,3372016$4,1102017$3,7682018$3,0962019$3,3702020$2,7062021$2,3812022$1,8542023$2,2392024$1,7772025$1,4022026$1,138

    Every year, $1,000 from 2015

    YearValue of $1,000Year return
    2015$1,000—
    2016$1,091+9.1%
    2017$1,327+21.7%
    2018$1,220-8.1%
    2019$1,519+24.5%
    2020$1,726+13.6%
    2021$2,217+28.5%
    2022$1,835-17.2%
    2023$2,313+26.0%
    2024$2,930+26.7%
    2025$3,612+23.3%
    2026$4,110+13.8%

    Best and worst month-end to buy

    The best single month-end close to have bought QLC was 2016-01 ($20.64): $1,000 then is $4,434 today. The worst was 2026-08 ($92.01): $1,000 then is $995.

    FAQ

    What would $1,000 in QLC be worth today?

    A $1,000 investment in Northern Trust US Quality Large Cap ETF (QLC) at the start of 2015 would be worth about $4,337 today, a total return of +333.7%. Dividends are reinvested in these figures.

    What were the best and worst years for QLC?

    Northern Trust US Quality Large Cap ETF (QLC)'s strongest calendar year since 2015 was 2021, a +28.5% return — $1,000 held through that year became about $1,285 by year-end. Its weakest year was 2022, at -17.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in QLC have grown?

    Investing $100 at the end of every month since 2015-09 would have grown to about $32,940 on $13,300 invested.

    Did QLC beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $4,840. QLC trailed the S&P 500 by +10.4% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Northern Trust US Quality Large Cap ETF (QLC) historical total-return data from 2015-09 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-23. Not financial advice.