Wall Street RegretsThe regret calculator.

What if you'd held QVAL?

A $1,000 investment in Alpha Architect U.S. Quantitative Value ETF (QVAL) at the month-end close of 2014-10 would be worth $2,891 at the close of 2026-09 — +189.1% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $4,701.

$1,000 since 2014$2,891Total return+189.1%Multiple2.9×CAGR+9.3%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,891Gain+$1,891 (+189.1%)Multiple2.9×CAGR+9.3%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2014$2,8912015$2,8662016$3,3132017$2,9422018$2,3432019$2,8322020$2,2842021$2,4272022$1,8062023$2,0482024$1,5952025$1,4212026$1,280

    Every year, $1,000 from 2014

    YearValue of $1,000Year return
    2014$1,000
    2015$865-13.5%
    2016$974+12.6%
    2017$1,223+25.6%
    2018$1,012-17.3%
    2019$1,255+24.0%
    2020$1,181-5.9%
    2021$1,587+34.4%
    2022$1,400-11.8%
    2023$1,797+28.4%
    2024$2,017+12.2%
    2025$2,238+11.0%
    2026$2,866+28.0%

    Best and worst month-end to buy

    The best single month-end close to have bought QVAL was 2020-03 ($16.23): $1,000 then is $3,821 today. The worst was 2026-09 ($62.02): $1,000 then is $1,000.

    FAQ

    What would $1,000 in QVAL be worth today?

    A $1,000 investment in Alpha Architect U.S. Quantitative Value ETF (QVAL) at the start of 2014 would be worth about $2,891 today, a total return of +189.1%. Dividends are reinvested in these figures.

    What were the best and worst years for QVAL?

    Alpha Architect U.S. Quantitative Value ETF (QVAL)'s strongest calendar year since 2014 was 2021, a +34.4% return — $1,000 held through that year became about $1,344 by year-end. Its weakest year was 2018, at -17.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in QVAL have grown?

    Investing $100 at the end of every month since 2014-10 would have grown to about $32,286 on $14,400 invested.

    Did QVAL beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $4,701. QVAL trailed the S&P 500 by +38.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Alpha Architect U.S. Quantitative Value ETF (QVAL) historical total-return data from 2014-10 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.