Wall Street RegretsThe regret calculator.

What if you'd held RC?

A $1,000 investment in Ready Capital Corporation (RC) at the month-end close of 2013-02 would be worth $380 at the close of 2026-09 — -62.0% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $6,479.

$1,000 since 2013$380Total return-62.0%Multiple0.38×CAGR-6.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$380Gain+$-620 (-62.0%)Multiple0.4×CAGR-6.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2013$3802014$4222015$3562016$3682017$3712018$2982019$3022020$2442021$2642022$1882023$2302024$2172025$2842026$814

    Every year, $1,000 from 2013

    YearValue of $1,000Year return
    2013$1,000
    2014$1,183+18.3%
    2015$1,145-3.3%
    2016$1,137-0.6%
    2017$1,414+24.4%
    2018$1,395-1.4%
    2019$1,725+23.7%
    2020$1,600-7.3%
    2021$2,241+40.1%
    2022$1,831-18.3%
    2023$1,940+5.9%
    2024$1,484-23.5%
    2025$518-65.1%
    2026$422-18.6%

    Best and worst month-end to buy

    The best single month-end close to have bought RC was 2026-07 ($1.43): $1,000 then is $1,224 today. The worst was 2021-12 ($9.30): $1,000 then is $188.

    FAQ

    What would $1,000 in RC be worth today?

    A $1,000 investment in Ready Capital Corporation (RC) at the start of 2013 would be worth about $380 today, a total return of -62.0%. Dividends are reinvested in these figures.

    What were the best and worst years for RC?

    Ready Capital Corporation (RC)'s strongest calendar year since 2013 was 2021, a +40.1% return — $1,000 held through that year became about $1,401 by year-end. Its weakest year was 2025, at -65.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in RC have grown?

    Investing $100 at the end of every month since 2013-02 would have grown to about $5,848 on $16,400 invested.

    Did RC beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $6,479. RC trailed the S&P 500 by +94.1% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Ready Capital Corporation (RC) historical total-return data from 2013-02 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.