What if you'd held RCBC?
A $1,000 investment in River City Bank (RCBC) at the month-end close of 2008-01 would be worth $5,155 at the close of 2026-09 — +415.5% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $7,979.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.
Every year, $1,000 from 2008
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2008 | $1,000 | — |
| 2009 | $674 | -32.6% |
| 2010 | $815 | +20.8% |
| 2011 | $1,062 | +30.3% |
| 2012 | $1,221 | +15.0% |
| 2013 | $1,742 | +42.6% |
| 2014 | $2,101 | +20.6% |
| 2015 | $2,131 | +1.4% |
| 2016 | $2,483 | +16.5% |
| 2017 | $3,335 | +34.3% |
| 2018 | $3,320 | -0.4% |
| 2019 | $3,790 | +14.2% |
| 2020 | $2,964 | -21.8% |
| 2021 | $4,972 | +67.7% |
| 2022 | $4,410 | -11.3% |
| 2023 | $4,167 | -5.5% |
| 2024 | $5,766 | +38.4% |
| 2025 | $8,199 | +42.2% |
| 2026 | $9,933 | +21.2% |
Best and worst month-end to buy
The best single month-end close to have bought RCBC was 2009-07 ($3.05): $1,000 then is $17,390 today. The worst was 2026-09 ($53.04): $1,000 then is $1,000.
FAQ
What would $1,000 in RCBC be worth today?
A $1,000 investment in River City Bank (RCBC) at the start of 2008 would be worth about $5,155 today, a total return of +415.5%. Dividends are reinvested in these figures.
What were the best and worst years for RCBC?
River City Bank (RCBC)'s strongest calendar year since 2008 was 2021, a +67.7% return — $1,000 held through that year became about $1,677 by year-end. Its weakest year was 2009, at -32.6%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in RCBC have grown?
Investing $100 at the end of every month since 2008-01 would have grown to about $117,282 on $22,500 invested.
Did RCBC beat the S&P 500?
Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $7,979. RCBC trailed the S&P 500 by +35.4% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
River City Bank (RCBC) historical total-return data from 2008-01 to 2026-09, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.