What if you'd held REM?
A $1,000 investment in iShares Mortgage Real Estate ETF (REM) at the month-end close of 2007-05 would be worth $795 at the close of 2026-09 — -20.5% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $7,275.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.
Every year, $1,000 from 2007
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2007 | $1,000 | — |
| 2008 | $573 | -42.7% |
| 2009 | $637 | +11.3% |
| 2010 | $742 | +16.5% |
| 2011 | $674 | -9.3% |
| 2012 | $822 | +21.9% |
| 2013 | $800 | -2.6% |
| 2014 | $934 | +16.7% |
| 2015 | $847 | -9.3% |
| 2016 | $1,032 | +21.9% |
| 2017 | $1,222 | +18.4% |
| 2018 | $1,185 | -3.1% |
| 2019 | $1,438 | +21.3% |
| 2020 | $1,150 | -20.0% |
| 2021 | $1,336 | +16.2% |
| 2022 | $968 | -27.6% |
| 2023 | $1,107 | +14.4% |
| 2024 | $1,096 | -1.0% |
| 2025 | $1,242 | +13.3% |
| 2026 | $1,258 | +1.3% |
Best and worst month-end to buy
The best single month-end close to have bought REM was 2009-02 ($8.16): $1,000 then is $2,670 today. The worst was 2007-05 ($27.41): $1,000 then is $795.
FAQ
What would $1,000 in REM be worth today?
A $1,000 investment in iShares Mortgage Real Estate ETF (REM) at the start of 2007 would be worth about $795 today, a total return of -20.5%. Dividends are reinvested in these figures.
What were the best and worst years for REM?
iShares Mortgage Real Estate ETF (REM)'s strongest calendar year since 2007 was 2012, a +21.9% return — $1,000 held through that year became about $1,219 by year-end. Its weakest year was 2008, at -42.7%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in REM have grown?
Investing $100 at the end of every month since 2007-05 would have grown to about $31,611 on $23,300 invested.
Did REM beat the S&P 500?
Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $7,275. REM trailed the S&P 500 by +89.1% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
iShares Mortgage Real Estate ETF (REM) historical total-return data from 2007-05 to 2026-09, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.