Wall Street RegretsThe regret calculator.

What if you'd held RM?

A $1,000 investment in Regional Management Corp. (RM) at the month-end close of 2012-03 would be worth $2,446 at the close of 2026-09 — +144.6% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $7,117.

$1,000 since 2012$2,446Total return+144.6%Multiple2.4×CAGR+6.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,446Gain+$1,446 (+144.6%)Multiple2.4×CAGR+6.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2012$2,4462013$2,4842014$1,2122015$2,6012016$2,6562017$1,5642018$1,5622019$1,7092020$1,3692021$1,3652022$6952023$1,3802024$1,4782025$1,0452026$884

    Every year, $1,000 from 2012

    YearValue of $1,000Year return
    2012$1,000
    2013$2,050+105.0%
    2014$955-53.4%
    2015$935-2.1%
    2016$1,588+69.8%
    2017$1,590+0.1%
    2018$1,454-8.6%
    2019$1,815+24.9%
    2020$1,819+0.2%
    2021$3,572+96.3%
    2022$1,799-49.6%
    2023$1,680-6.6%
    2024$2,378+41.5%
    2025$2,808+18.1%
    2026$2,484-11.6%

    Best and worst month-end to buy

    The best single month-end close to have bought RM was 2014-10 ($9.55): $1,000 then is $3,527 today. The worst was 2021-08 ($49.89): $1,000 then is $675.

    FAQ

    What would $1,000 in RM be worth today?

    A $1,000 investment in Regional Management Corp. (RM) at the start of 2012 would be worth about $2,446 today, a total return of +144.6%. Dividends are reinvested in these figures.

    What were the best and worst years for RM?

    Regional Management Corp. (RM)'s strongest calendar year since 2012 was 2013, a +105.0% return — $1,000 held through that year became about $2,050 by year-end. Its weakest year was 2014, at -53.4%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in RM have grown?

    Investing $100 at the end of every month since 2012-03 would have grown to about $28,977 on $17,500 invested.

    Did RM beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $7,117. RM trailed the S&P 500 by +65.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Regional Management Corp. (RM) historical total-return data from 2012-03 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.