Wall Street RegretsThe regret calculator.

What if you'd held SAFT?

A $1,000 investment in Safety Insurance Group, Inc. (SAFT) at the month-end close of 2002-11 would be worth $20,755 at the close of 2026-09 — +1975.5% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $12,910.

$1,000 since 2002$20,755Total return+1975.5%Multiple20.8×CAGR+13.6%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$20,755Gain+$19,755 (+1975.5%)Multiple20.8×CAGR+13.6%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2002$20,7552003$18,5522004$15,2592005$8,1672006$6,2332007$4,8752008$6,5242009$6,0222010$6,0222011$4,3712012$4,9172013$4,1002014$3,2102015$2,6952016$2,9102017$2,1292018$1,8722019$1,7722020$1,5122021$1,7142022$1,5032023$1,4572024$1,5392025$1,3592026$1,370

    Every year, $1,000 from 2002

    YearValue of $1,000Year return
    2002$1,000
    2003$1,216+21.6%
    2004$2,272+86.8%
    2005$2,977+31.0%
    2006$3,806+27.9%
    2007$2,844-25.3%
    2008$3,081+8.3%
    2009$3,0810.0%
    2010$4,245+37.8%
    2011$3,773-11.1%
    2012$4,525+19.9%
    2013$5,779+27.7%
    2014$6,885+19.1%
    2015$6,376-7.4%
    2016$8,716+36.7%
    2017$9,908+13.7%
    2018$10,469+5.7%
    2019$12,272+17.2%
    2020$10,822-11.8%
    2021$12,347+14.1%
    2022$12,736+3.1%
    2023$12,054-5.4%
    2024$13,655+13.3%
    2025$13,543-0.8%
    2026$18,552+37.0%

    Best and worst month-end to buy

    The best single month-end close to have bought SAFT was 2002-11 ($4.97): $1,000 then is $20,755 today. The worst was 2026-09 ($103): $1,000 then is $1,000.

    FAQ

    What would $1,000 in SAFT be worth today?

    A $1,000 investment in Safety Insurance Group, Inc. (SAFT) at the start of 2002 would be worth about $20,755 today, a total return of +1975.5%. Dividends are reinvested in these figures.

    What were the best and worst years for SAFT?

    Safety Insurance Group, Inc. (SAFT)'s strongest calendar year since 2002 was 2004, a +86.8% return — $1,000 held through that year became about $1,868 by year-end. Its weakest year was 2007, at -25.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in SAFT have grown?

    Investing $100 at the end of every month since 2002-11 would have grown to about $128,895 on $28,700 invested.

    Did SAFT beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $12,910. SAFT beat the S&P 500 by +60.8% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Safety Insurance Group, Inc. (SAFT) historical total-return data from 2002-11 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.