What if you'd held SAP?
A $1,000 investment in SAP SE (SAP) at the month-end close of 1995-09 would be worth $23,149 at the close of 2026-08 — +2214.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $13,196.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1995
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1995 | $1,000 | — |
| 1996 | $910 | -9.0% |
| 1997 | $2,079 | +128.4% |
| 1998 | $2,822 | +35.8% |
| 1999 | $4,091 | +45.0% |
| 2000 | $2,655 | -35.1% |
| 2001 | $2,524 | -4.9% |
| 2002 | $1,548 | -38.7% |
| 2003 | $3,317 | +114.3% |
| 2004 | $3,551 | +7.1% |
| 2005 | $3,652 | +2.9% |
| 2006 | $4,337 | +18.8% |
| 2007 | $4,224 | -2.6% |
| 2008 | $3,039 | -28.0% |
| 2009 | $3,994 | +31.4% |
| 2010 | $4,386 | +9.8% |
| 2011 | $4,650 | +6.0% |
| 2012 | $7,243 | +55.8% |
| 2013 | $7,969 | +10.0% |
| 2014 | $6,486 | -18.6% |
| 2015 | $7,481 | +15.3% |
| 2016 | $8,314 | +11.1% |
| 2017 | $10,949 | +31.7% |
| 2018 | $9,849 | -10.0% |
| 2019 | $13,438 | +36.4% |
| 2020 | $13,265 | -1.3% |
| 2021 | $14,488 | +9.2% |
| 2022 | $10,984 | -24.2% |
| 2023 | $16,729 | +52.3% |
| 2024 | $26,978 | +61.3% |
| 2025 | $26,857 | -0.4% |
| 2026 | $24,920 | -7.2% |
Best and worst month-end to buy
The best single month-end close to have bought SAP was 1997-01 ($7.41): $1,000 then is $29,897 today. The worst was 2025-06 ($299): $1,000 then is $741.
FAQ
What would $1,000 in SAP be worth today?
A $1,000 investment in SAP SE (SAP) at the start of 1995 would be worth about $23,149 today, a total return of +2214.9%. Dividends are reinvested in these figures.
What were the best and worst years for SAP?
SAP SE (SAP)'s strongest calendar year since 1995 was 1997, a +128.4% return — $1,000 held through that year became about $2,284 by year-end. Its weakest year was 2002, at -38.7%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in SAP have grown?
Investing $100 at the end of every month since 1995-09 would have grown to about $237,516 on $37,200 invested.
Did SAP beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $13,196. SAP beat the S&P 500 by +75.4% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
SAP SE (SAP) historical total-return data from 1995-09 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-08. Not financial advice.