What if you'd held SHY?
A $1,000 investment in iShares 1-3 Year Treasury Bond ETF (SHY) at the month-end close of 2002-07 would be worth $1,596 at the close of 2026-09 — +59.6% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $13,344.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.
Every year, $1,000 from 2002
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2002 | $1,000 | — |
| 2003 | $1,022 | +2.2% |
| 2004 | $1,029 | +0.7% |
| 2005 | $1,045 | +1.5% |
| 2006 | $1,086 | +3.9% |
| 2007 | $1,169 | +7.7% |
| 2008 | $1,246 | +6.6% |
| 2009 | $1,251 | +0.4% |
| 2010 | $1,279 | +2.3% |
| 2011 | $1,298 | +1.4% |
| 2012 | $1,297 | -0.1% |
| 2013 | $1,300 | +0.2% |
| 2014 | $1,305 | +0.4% |
| 2015 | $1,311 | +0.4% |
| 2016 | $1,322 | +0.8% |
| 2017 | $1,325 | +0.3% |
| 2018 | $1,345 | +1.5% |
| 2019 | $1,390 | +3.4% |
| 2020 | $1,432 | +3.0% |
| 2021 | $1,422 | -0.7% |
| 2022 | $1,367 | -3.9% |
| 2023 | $1,424 | +4.2% |
| 2024 | $1,480 | +3.9% |
| 2025 | $1,553 | +4.9% |
| 2026 | $1,563 | +0.7% |
Best and worst month-end to buy
The best single month-end close to have bought SHY was 2002-07 ($51.18): $1,000 then is $1,596 today. The worst was 2026-08 ($81.89): $1,000 then is $998.
FAQ
What would $1,000 in SHY be worth today?
A $1,000 investment in iShares 1-3 Year Treasury Bond ETF (SHY) at the start of 2002 would be worth about $1,596 today, a total return of +59.6%. Dividends are reinvested in these figures.
What were the best and worst years for SHY?
iShares 1-3 Year Treasury Bond ETF (SHY)'s strongest calendar year since 2002 was 2007, a +7.7% return — $1,000 held through that year became about $1,077 by year-end. Its weakest year was 2022, at -3.9%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in SHY have grown?
Investing $100 at the end of every month since 2002-07 would have grown to about $36,005 on $29,100 invested.
Did SHY beat the S&P 500?
Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $13,344. SHY trailed the S&P 500 by +88.0% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
iShares 1-3 Year Treasury Bond ETF (SHY) historical total-return data from 2002-07 to 2026-09, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.