Wall Street RegretsThe regret calculator.

What if you'd held SMLF?

A $1,000 investment in iShares U.S. Small-Cap Equity Factor ETF (SMLF) at the month-end close of 2015-04 would be worth $3,332 at the close of 2026-09 — +233.2% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $4,498.

$1,000 since 2015$3,332Total return+233.2%Multiple3.3×CAGR+11.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,332Gain+$2,332 (+233.2%)Multiple3.3×CAGR+11.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2015$3,3322016$3,2542017$2,6982018$2,3952019$2,6142020$2,1512021$1,9852022$1,5692023$1,7862024$1,4892025$1,2802026$1,140

    Every year, $1,000 from 2015

    YearValue of $1,000Year return
    2015$1,000
    2016$1,206+20.6%
    2017$1,359+12.7%
    2018$1,245-8.4%
    2019$1,513+21.5%
    2020$1,640+8.4%
    2021$2,075+26.5%
    2022$1,822-12.2%
    2023$2,186+20.0%
    2024$2,543+16.3%
    2025$2,856+12.3%
    2026$3,254+14.0%

    Best and worst month-end to buy

    The best single month-end close to have bought SMLF was 2016-01 ($23.49): $1,000 then is $3,606 today. The worst was 2026-06 ($88.92): $1,000 then is $953.

    FAQ

    What would $1,000 in SMLF be worth today?

    A $1,000 investment in iShares U.S. Small-Cap Equity Factor ETF (SMLF) at the start of 2015 would be worth about $3,332 today, a total return of +233.2%. Dividends are reinvested in these figures.

    What were the best and worst years for SMLF?

    iShares U.S. Small-Cap Equity Factor ETF (SMLF)'s strongest calendar year since 2015 was 2021, a +26.5% return — $1,000 held through that year became about $1,265 by year-end. Its weakest year was 2022, at -12.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in SMLF have grown?

    Investing $100 at the end of every month since 2015-04 would have grown to about $28,482 on $13,800 invested.

    Did SMLF beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $4,498. SMLF trailed the S&P 500 by +25.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares U.S. Small-Cap Equity Factor ETF (SMLF) historical total-return data from 2015-04 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-23. Not financial advice.