Wall Street RegretsThe regret calculator.

What if you'd held SPAB?

A $1,000 investment in State Street SPDR Portfolio Aggregate Bond ETF (SPAB) at the month-end close of 2007-05 would be worth $1,759 at the close of 2026-09 — +75.9% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $7,275.

$1,000 since 2007$1,759Total return+75.9%Multiple1.8×CAGR+3.0%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,759Gain+$759 (+75.9%)Multiple1.8×CAGR+3.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2007$1,7592008$1,6672009$1,5382010$1,4862011$1,3982012$1,2952013$1,2482014$1,2752015$1,2032016$1,1992017$1,1712018$1,1292019$1,1312020$1,0412021$9692022$9872023$1,1352024$1,0752025$1,0622026$990

    Every year, $1,000 from 2007

    YearValue of $1,000Year return
    2007$1,000
    2008$1,084+8.4%
    2009$1,122+3.5%
    2010$1,193+6.3%
    2011$1,288+7.9%
    2012$1,336+3.8%
    2013$1,308-2.1%
    2014$1,386+6.0%
    2015$1,391+0.4%
    2016$1,424+2.4%
    2017$1,476+3.7%
    2018$1,474-0.2%
    2019$1,602+8.7%
    2020$1,720+7.4%
    2021$1,689-1.8%
    2022$1,469-13.0%
    2023$1,550+5.5%
    2024$1,570+1.2%
    2025$1,684+7.3%
    2026$1,667-1.0%

    Best and worst month-end to buy

    The best single month-end close to have bought SPAB was 2007-06 ($14.12): $1,000 then is $1,770 today. The worst was 2020-07 ($25.84): $1,000 then is $967.

    FAQ

    What would $1,000 in SPAB be worth today?

    A $1,000 investment in State Street SPDR Portfolio Aggregate Bond ETF (SPAB) at the start of 2007 would be worth about $1,759 today, a total return of +75.9%. Dividends are reinvested in these figures.

    What were the best and worst years for SPAB?

    State Street SPDR Portfolio Aggregate Bond ETF (SPAB)'s strongest calendar year since 2007 was 2019, a +8.7% return — $1,000 held through that year became about $1,087 by year-end. Its weakest year was 2022, at -13.0%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in SPAB have grown?

    Investing $100 at the end of every month since 2007-05 would have grown to about $28,255 on $23,300 invested.

    Did SPAB beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $7,275. SPAB trailed the S&P 500 by +75.8% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    State Street SPDR Portfolio Aggregate Bond ETF (SPAB) historical total-return data from 2007-05 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.