Wall Street RegretsThe regret calculator.

What if you'd held SPEU?

A $1,000 investment in State Street SPDR Portfolio Europe ETF (SPEU) at the month-end close of 2002-10 would be worth $5,102 at the close of 2026-09 — +410.2% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $13,670.

$1,000 since 2002$5,102Total return+410.2%Multiple5.1×CAGR+7.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$5,102Gain+$4,102 (+410.2%)Multiple5.1×CAGR+7.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2002$5,1022003$5,1572004$3,6612005$3,2192006$2,9812007$2,3542008$2,0752009$3,6052010$2,8082011$2,9002012$3,1532013$2,6862014$2,2182015$2,4172016$2,5152017$2,5802018$2,0842019$2,4172020$1,9162021$1,8022022$1,5512023$1,8452024$1,5402025$1,5112026$1,112

    Every year, $1,000 from 2002

    YearValue of $1,000Year return
    2002$1,000
    2003$1,409+40.9%
    2004$1,602+13.7%
    2005$1,730+8.0%
    2006$2,191+26.6%
    2007$2,486+13.5%
    2008$1,431-42.5%
    2009$1,837+28.4%
    2010$1,778-3.2%
    2011$1,636-8.0%
    2012$1,920+17.4%
    2013$2,325+21.1%
    2014$2,134-8.2%
    2015$2,051-3.9%
    2016$1,999-2.5%
    2017$2,474+23.8%
    2018$2,134-13.8%
    2019$2,691+26.1%
    2020$2,862+6.3%
    2021$3,326+16.2%
    2022$2,795-16.0%
    2023$3,350+19.9%
    2024$3,414+1.9%
    2025$4,637+35.8%
    2026$5,157+11.2%

    Best and worst month-end to buy

    The best single month-end close to have bought SPEU was 2003-03 ($10.24): $1,000 then is $5,545 today. The worst was 2026-09 ($56.78): $1,000 then is $1,000.

    FAQ

    What would $1,000 in SPEU be worth today?

    A $1,000 investment in State Street SPDR Portfolio Europe ETF (SPEU) at the start of 2002 would be worth about $5,102 today, a total return of +410.2%. Dividends are reinvested in these figures.

    What were the best and worst years for SPEU?

    State Street SPDR Portfolio Europe ETF (SPEU)'s strongest calendar year since 2002 was 2003, a +40.9% return — $1,000 held through that year became about $1,409 by year-end. Its weakest year was 2008, at -42.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in SPEU have grown?

    Investing $100 at the end of every month since 2002-10 would have grown to about $71,552 on $28,800 invested.

    Did SPEU beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $13,670. SPEU trailed the S&P 500 by +62.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    State Street SPDR Portfolio Europe ETF (SPEU) historical total-return data from 2002-10 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.