Wall Street RegretsThe regret calculator.

What if you'd held SPHD?

A $1,000 investment in Invesco S&P 500 High Dividend Low Volatility ETF (SPHD) at the month-end close of 2012-10 would be worth $3,585 at the close of 2026-09 — +258.5% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $7,010.

$1,000 since 2012$3,585Total return+258.5%Multiple3.6×CAGR+9.6%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,585Gain+$2,585 (+258.5%)Multiple3.6×CAGR+9.6%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2012$3,5852013$3,6502014$3,0212015$2,5172016$2,3942017$1,9682018$1,7592019$1,8752020$1,5592021$1,7392022$1,3962023$1,3882024$1,3702025$1,1602026$1,122

    Every year, $1,000 from 2012

    YearValue of $1,000Year return
    2012$1,000
    2013$1,208+20.8%
    2014$1,450+20.0%
    2015$1,525+5.1%
    2016$1,854+21.6%
    2017$2,075+11.9%
    2018$1,947-6.2%
    2019$2,341+20.3%
    2020$2,098-10.4%
    2021$2,615+24.6%
    2022$2,630+0.6%
    2023$2,664+1.3%
    2024$3,147+18.1%
    2025$3,253+3.4%
    2026$3,650+12.2%

    Best and worst month-end to buy

    The best single month-end close to have bought SPHD was 2012-12 ($14.33): $1,000 then is $3,650 today. The worst was 2026-07 ($52.45): $1,000 then is $997.

    FAQ

    What would $1,000 in SPHD be worth today?

    A $1,000 investment in Invesco S&P 500 High Dividend Low Volatility ETF (SPHD) at the start of 2012 would be worth about $3,585 today, a total return of +258.5%. Dividends are reinvested in these figures.

    What were the best and worst years for SPHD?

    Invesco S&P 500 High Dividend Low Volatility ETF (SPHD)'s strongest calendar year since 2012 was 2021, a +24.6% return — $1,000 held through that year became about $1,246 by year-end. Its weakest year was 2020, at -10.4%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in SPHD have grown?

    Investing $100 at the end of every month since 2012-10 would have grown to about $31,359 on $16,800 invested.

    Did SPHD beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $7,010. SPHD trailed the S&P 500 by +48.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Invesco S&P 500 High Dividend Low Volatility ETF (SPHD) historical total-return data from 2012-10 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.