Wall Street RegretsThe regret calculator.

What if you'd held TCBI?

A $1,000 investment in Texas Capital Bancshares, Inc. (TCBI) at the month-end close of 2003-08 would be worth $8,474 at the close of 2026-09 — +747.4% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $11,830.

$1,000 since 2003$8,474Total return+747.4%Multiple8.5×CAGR+9.7%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$8,474Gain+$7,474 (+747.4%)Multiple8.5×CAGR+9.7%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2003$8,4742004$6,9662005$4,6662006$4,5062007$5,0742008$5,5262009$7,5472010$7,2262011$4,7262012$3,2952013$2,2512014$1,6222015$1,8572016$2,0272017$1,2632018$1,1142019$1,9392020$1,7452021$1,6652022$1,6442023$1,6422024$1,5322025$1,2672026$1,094

    Every year, $1,000 from 2003

    YearValue of $1,000Year return
    2003$1,000
    2004$1,493+49.3%
    2005$1,546+3.5%
    2006$1,373-11.2%
    2007$1,261-8.2%
    2008$923-26.8%
    2009$964+4.4%
    2010$1,474+52.9%
    2011$2,114+43.5%
    2012$3,095+46.4%
    2013$4,296+38.8%
    2014$3,752-12.7%
    2015$3,436-8.4%
    2016$5,514+60.5%
    2017$6,253+13.4%
    2018$3,593-42.5%
    2019$3,993+11.1%
    2020$4,185+4.8%
    2021$4,238+1.3%
    2022$4,242+0.1%
    2023$4,546+7.2%
    2024$5,500+21.0%
    2025$6,368+15.8%
    2026$6,966+9.4%

    Best and worst month-end to buy

    The best single month-end close to have bought TCBI was 2009-02 ($9.53): $1,000 then is $10,350 today. The worst was 2026-06 ($103): $1,000 then is $957.

    FAQ

    What would $1,000 in TCBI be worth today?

    A $1,000 investment in Texas Capital Bancshares, Inc. (TCBI) at the start of 2003 would be worth about $8,474 today, a total return of +747.4%. Dividends are reinvested in these figures.

    What were the best and worst years for TCBI?

    Texas Capital Bancshares, Inc. (TCBI)'s strongest calendar year since 2003 was 2016, a +60.5% return — $1,000 held through that year became about $1,605 by year-end. Its weakest year was 2018, at -42.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in TCBI have grown?

    Investing $100 at the end of every month since 2003-08 would have grown to about $86,777 on $27,800 invested.

    Did TCBI beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $11,830. TCBI trailed the S&P 500 by +28.4% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Texas Capital Bancshares, Inc. (TCBI) historical total-return data from 2003-08 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.