What if you'd held UDN?
A $1,000 investment in Invesco DB USD Index Bearish ETF (UDN) at the month-end close of 2007-03 would be worth $868 at the close of 2026-09 — -13.2% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $7,862.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.
Every year, $1,000 from 2007
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2007 | $1,000 | — |
| 2008 | $955 | -4.5% |
| 2009 | $1,004 | +5.2% |
| 2010 | $988 | -1.6% |
| 2011 | $979 | -0.9% |
| 2012 | $992 | +1.3% |
| 2013 | $987 | -0.6% |
| 2014 | $866 | -12.2% |
| 2015 | $781 | -9.8% |
| 2016 | $746 | -4.5% |
| 2017 | $817 | +9.5% |
| 2018 | $776 | -5.0% |
| 2019 | $769 | -0.9% |
| 2020 | $816 | +6.2% |
| 2021 | $759 | -7.0% |
| 2022 | $698 | -8.0% |
| 2023 | $732 | +4.9% |
| 2024 | $699 | -4.5% |
| 2025 | $786 | +12.4% |
| 2026 | $788 | +0.2% |
Best and worst month-end to buy
The best single month-end close to have bought UDN was 2022-09 ($14.89): $1,000 then is $1,228 today. The worst was 2008-03 ($24.81): $1,000 then is $737.
FAQ
What would $1,000 in UDN be worth today?
A $1,000 investment in Invesco DB USD Index Bearish ETF (UDN) at the start of 2007 would be worth about $868 today, a total return of -13.2%. Dividends are reinvested in these figures.
What were the best and worst years for UDN?
Invesco DB USD Index Bearish ETF (UDN)'s strongest calendar year since 2007 was 2025, a +12.4% return — $1,000 held through that year became about $1,124 by year-end. Its weakest year was 2014, at -12.2%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in UDN have grown?
Investing $100 at the end of every month since 2007-03 would have grown to about $22,145 on $23,500 invested.
Did UDN beat the S&P 500?
Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $7,862. UDN trailed the S&P 500 by +89.0% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Invesco DB USD Index Bearish ETF (UDN) historical total-return data from 2007-03 to 2026-09, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.