What if you'd held UNB?
A $1,000 investment in Union Bankshares, Inc. (UNB) at the month-end close of 1999-08 would be worth $6,174 at the close of 2026-09 — +517.4% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $9,495.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.
Every year, $1,000 from 1999
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1999 | $1,000 | — |
| 2000 | $1,094 | +9.4% |
| 2001 | $1,565 | +43.0% |
| 2002 | $1,753 | +12.0% |
| 2003 | $2,922 | +66.7% |
| 2004 | $2,747 | -6.0% |
| 2005 | $2,779 | +1.2% |
| 2006 | $2,864 | +3.0% |
| 2007 | $2,744 | -4.2% |
| 2008 | $2,386 | -13.0% |
| 2009 | $2,581 | +8.2% |
| 2010 | $2,929 | +13.5% |
| 2011 | $3,231 | +10.3% |
| 2012 | $3,490 | +8.0% |
| 2013 | $4,308 | +23.4% |
| 2014 | $4,643 | +7.8% |
| 2015 | $5,685 | +22.4% |
| 2016 | $9,597 | +68.8% |
| 2017 | $11,481 | +19.6% |
| 2018 | $10,601 | -7.7% |
| 2019 | $8,318 | -21.5% |
| 2020 | $6,221 | -25.2% |
| 2021 | $7,532 | +21.1% |
| 2022 | $6,370 | -15.4% |
| 2023 | $8,617 | +35.3% |
| 2024 | $8,558 | -0.7% |
| 2025 | $7,373 | -13.8% |
| 2026 | $7,718 | +4.7% |
Best and worst month-end to buy
The best single month-end close to have bought UNB was 2000-04 ($2.87): $1,000 then is $8,282 today. The worst was 2018-01 ($36.29): $1,000 then is $655.
FAQ
What would $1,000 in UNB be worth today?
A $1,000 investment in Union Bankshares, Inc. (UNB) at the start of 1999 would be worth about $6,174 today, a total return of +517.4%. Dividends are reinvested in these figures.
What were the best and worst years for UNB?
Union Bankshares, Inc. (UNB)'s strongest calendar year since 1999 was 2016, a +68.8% return — $1,000 held through that year became about $1,688 by year-end. Its weakest year was 2020, at -25.2%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in UNB have grown?
Investing $100 at the end of every month since 1999-08 would have grown to about $78,465 on $32,600 invested.
Did UNB beat the S&P 500?
Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $9,495. UNB trailed the S&P 500 by +35.0% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Union Bankshares, Inc. (UNB) historical total-return data from 1999-08 to 2026-09, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-02. Not financial advice.