Wall Street RegretsThe regret calculator.

What if you'd held UTI?

A $1,000 investment in Universal Technical Institute Inc (UTI) at the month-end close of 2003-12 would be worth $906 at the close of 2026-09 — -9.4% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $10,659.

$1,000 since 2003$906Total return-9.4%Multiple0.91×CAGR-0.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$906Gain+$-93.88 (-9.4%)Multiple0.9×CAGR-0.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2003$9062004$9062005$7132006$8792007$1,2242008$1,5992009$1,5832010$1,3452011$1,1562012$1,9932013$2,4532014$1,7132015$2,3372016$4,7842017$7,6292018$9,2502019$6,0822020$2,8792021$3,4372022$2,8392023$3,3042024$1,7732025$8632026$850

    Every year, $1,000 from 2003

    YearValue of $1,000Year return
    2003$1,000
    2004$1,271+27.1%
    2005$1,031-18.8%
    2006$740-28.2%
    2007$567-23.5%
    2008$572+1.0%
    2009$673+17.7%
    2010$784+16.4%
    2011$455-42.0%
    2012$369-18.8%
    2013$529+43.2%
    2014$388-26.7%
    2015$189-51.2%
    2016$119-37.3%
    2017$97.96-17.5%
    2018$149+52.1%
    2019$315+111.2%
    2020$264-16.2%
    2021$319+21.1%
    2022$274-14.1%
    2023$511+86.3%
    2024$1,049+105.4%
    2025$1,067+1.6%
    2026$906-15.0%

    Best and worst month-end to buy

    The best single month-end close to have bought UTI was 2016-10 ($1.52): $1,000 then is $14,605 today. The worst was 2026-06 ($42.77): $1,000 then is $519.

    FAQ

    What would $1,000 in UTI be worth today?

    A $1,000 investment in Universal Technical Institute Inc (UTI) at the start of 2003 would be worth about $906 today, a total return of -9.4%. Dividends are reinvested in these figures.

    What were the best and worst years for UTI?

    Universal Technical Institute Inc (UTI)'s strongest calendar year since 2003 was 2019, a +111.2% return — $1,000 held through that year became about $2,112 by year-end. Its weakest year was 2015, at -51.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in UTI have grown?

    Investing $100 at the end of every month since 2003-12 would have grown to about $76,153 on $27,400 invested.

    Did UTI beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $10,659. UTI trailed the S&P 500 by +91.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Universal Technical Institute Inc (UTI) historical total-return data from 2003-12 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.