Wall Street RegretsThe regret calculator.

What if you'd held VAW?

A $1,000 investment in Vanguard Materials ETF (VAW) at the month-end close of 2004-01 would be worth $7,161 at the close of 2026-09 — +616.1% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $10,467.

$1,000 since 2004$7,161Total return+616.1%Multiple7.2×CAGR+9.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$7,161Gain+$6,161 (+616.1%)Multiple7.2×CAGR+9.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2004$7,1612005$5,8882006$5,6922007$4,7642008$3,7652009$7,0412010$4,6502011$3,7352012$4,1292013$3,5192014$2,8172015$2,7082016$3,0162017$2,4822018$2,0062019$2,4312020$1,9682021$1,6472022$1,2932023$1,4662024$1,2892025$1,2832026$1,143

    Every year, $1,000 from 2004

    YearValue of $1,000Year return
    2004$1,000
    2005$1,035+3.5%
    2006$1,236+19.5%
    2007$1,564+26.5%
    2008$836-46.5%
    2009$1,266+51.4%
    2010$1,576+24.5%
    2011$1,426-9.5%
    2012$1,673+17.3%
    2013$2,090+24.9%
    2014$2,174+4.0%
    2015$1,952-10.2%
    2016$2,372+21.5%
    2017$2,936+23.8%
    2018$2,422-17.5%
    2019$2,992+23.5%
    2020$3,574+19.4%
    2021$4,555+27.4%
    2022$4,017-11.8%
    2023$4,567+13.7%
    2024$4,588+0.5%
    2025$5,153+12.3%
    2026$5,888+14.3%

    Best and worst month-end to buy

    The best single month-end close to have bought VAW was 2009-02 ($28.27): $1,000 then is $8,329 today. The worst was 2026-02 ($242): $1,000 then is $971.

    FAQ

    What would $1,000 in VAW be worth today?

    A $1,000 investment in Vanguard Materials ETF (VAW) at the start of 2004 would be worth about $7,161 today, a total return of +616.1%. Dividends are reinvested in these figures.

    What were the best and worst years for VAW?

    Vanguard Materials ETF (VAW)'s strongest calendar year since 2004 was 2009, a +51.4% return — $1,000 held through that year became about $1,514 by year-end. Its weakest year was 2008, at -46.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in VAW have grown?

    Investing $100 at the end of every month since 2004-01 would have grown to about $86,797 on $27,300 invested.

    Did VAW beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $10,467. VAW trailed the S&P 500 by +31.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Vanguard Materials ETF (VAW) historical total-return data from 2004-01 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.