Wall Street RegretsThe regret calculator.

What if you'd held VDC?

A $1,000 investment in Vanguard Consumer Staples ETF (VDC) at the month-end close of 2004-01 would be worth $7,546 at the close of 2026-09 — +654.6% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $10,467.

$1,000 since 2004$7,546Total return+654.6%Multiple7.5×CAGR+9.3%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$7,546Gain+$6,546 (+654.6%)Multiple7.5×CAGR+9.3%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2004$7,5462005$6,8652006$6,6172007$5,7112008$5,0692009$6,0762010$5,2132011$4,5482012$4,0022013$3,6042014$2,8152015$2,4272016$2,2932017$2,1572018$1,9292019$2,0922020$1,6592021$1,4962022$1,2722023$1,2952024$1,2652025$1,1162026$1,093

    Every year, $1,000 from 2004

    YearValue of $1,000Year return
    2004$1,000
    2005$1,038+3.8%
    2006$1,202+15.9%
    2007$1,354+12.7%
    2008$1,130-16.6%
    2009$1,317+16.6%
    2010$1,510+14.6%
    2011$1,715+13.6%
    2012$1,905+11.0%
    2013$2,439+28.0%
    2014$2,829+16.0%
    2015$2,994+5.8%
    2016$3,182+6.3%
    2017$3,559+11.8%
    2018$3,282-7.8%
    2019$4,139+26.1%
    2020$4,588+10.9%
    2021$5,397+17.6%
    2022$5,301-1.8%
    2023$5,427+2.4%
    2024$6,149+13.3%
    2025$6,283+2.2%
    2026$6,865+9.3%

    Best and worst month-end to buy

    The best single month-end close to have bought VDC was 2004-01 ($30.26): $1,000 then is $7,546 today. The worst was 2026-02 ($242): $1,000 then is $945.

    FAQ

    What would $1,000 in VDC be worth today?

    A $1,000 investment in Vanguard Consumer Staples ETF (VDC) at the start of 2004 would be worth about $7,546 today, a total return of +654.6%. Dividends are reinvested in these figures.

    What were the best and worst years for VDC?

    Vanguard Consumer Staples ETF (VDC)'s strongest calendar year since 2004 was 2013, a +28.0% return — $1,000 held through that year became about $1,280 by year-end. Its weakest year was 2008, at -16.6%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in VDC have grown?

    Investing $100 at the end of every month since 2004-01 would have grown to about $89,725 on $27,300 invested.

    Did VDC beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $10,467. VDC trailed the S&P 500 by +27.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Vanguard Consumer Staples ETF (VDC) historical total-return data from 2004-01 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.