What if you'd held VGIT?
A $1,000 investment in Vanguard Intermediate-Term Treasury ETF (VGIT) at the month-end close of 2009-11 would be worth $1,398 at the close of 2026-09 — +39.8% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $9,596.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.
Every year, $1,000 from 2009
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2009 | $1,000 | — |
| 2010 | $1,075 | +7.5% |
| 2011 | $1,179 | +9.6% |
| 2012 | $1,204 | +2.2% |
| 2013 | $1,169 | -2.9% |
| 2014 | $1,222 | +4.6% |
| 2015 | $1,242 | +1.6% |
| 2016 | $1,253 | +0.8% |
| 2017 | $1,274 | +1.7% |
| 2018 | $1,291 | +1.3% |
| 2019 | $1,371 | +6.2% |
| 2020 | $1,466 | +7.0% |
| 2021 | $1,428 | -2.6% |
| 2022 | $1,278 | -10.5% |
| 2023 | $1,332 | +4.3% |
| 2024 | $1,351 | +1.4% |
| 2025 | $1,450 | +7.4% |
| 2026 | $1,438 | -0.8% |
Best and worst month-end to buy
The best single month-end close to have bought VGIT was 2009-12 ($40.28): $1,000 then is $1,438 today. The worst was 2020-07 ($59.87): $1,000 then is $968.
FAQ
What would $1,000 in VGIT be worth today?
A $1,000 investment in Vanguard Intermediate-Term Treasury ETF (VGIT) at the start of 2009 would be worth about $1,398 today, a total return of +39.8%. Dividends are reinvested in these figures.
What were the best and worst years for VGIT?
Vanguard Intermediate-Term Treasury ETF (VGIT)'s strongest calendar year since 2009 was 2011, a +9.6% return — $1,000 held through that year became about $1,096 by year-end. Its weakest year was 2022, at -10.5%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in VGIT have grown?
Investing $100 at the end of every month since 2009-11 would have grown to about $22,934 on $20,300 invested.
Did VGIT beat the S&P 500?
Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $9,596. VGIT trailed the S&P 500 by +85.4% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Vanguard Intermediate-Term Treasury ETF (VGIT) historical total-return data from 2009-11 to 2026-09, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.