What if you'd held VTV?
A $1,000 investment in Vanguard Morningstar Value ETF (VTV) at the month-end close of 2004-01 would be worth $8,250 at the close of 2026-09 — +725.0% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $10,467.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.
Every year, $1,000 from 2004
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2004 | $1,000 | — |
| 2005 | $1,072 | +7.2% |
| 2006 | $1,312 | +22.4% |
| 2007 | $1,310 | -0.1% |
| 2008 | $840 | -35.9% |
| 2009 | $1,007 | +19.9% |
| 2010 | $1,154 | +14.5% |
| 2011 | $1,166 | +1.1% |
| 2012 | $1,344 | +15.2% |
| 2013 | $1,788 | +33.1% |
| 2014 | $2,024 | +13.2% |
| 2015 | $2,004 | -1.0% |
| 2016 | $2,347 | +17.1% |
| 2017 | $2,749 | +17.1% |
| 2018 | $2,598 | -5.5% |
| 2019 | $3,265 | +25.7% |
| 2020 | $3,341 | +2.3% |
| 2021 | $4,228 | +26.5% |
| 2022 | $4,140 | -2.1% |
| 2023 | $4,525 | +9.3% |
| 2024 | $5,247 | +16.0% |
| 2025 | $6,048 | +15.3% |
| 2026 | $7,247 | +19.8% |
Best and worst month-end to buy
The best single month-end close to have bought VTV was 2009-02 ($20.18): $1,000 then is $11,222 today. The worst was 2026-09 ($226): $1,000 then is $1,000.
FAQ
What would $1,000 in VTV be worth today?
A $1,000 investment in Vanguard Morningstar Value ETF (VTV) at the start of 2004 would be worth about $8,250 today, a total return of +725.0%. Dividends are reinvested in these figures.
What were the best and worst years for VTV?
Vanguard Morningstar Value ETF (VTV)'s strongest calendar year since 2004 was 2013, a +33.1% return — $1,000 held through that year became about $1,331 by year-end. Its weakest year was 2008, at -35.9%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in VTV have grown?
Investing $100 at the end of every month since 2004-01 would have grown to about $114,739 on $27,300 invested.
Did VTV beat the S&P 500?
Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $10,467. VTV trailed the S&P 500 by +21.2% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Vanguard Morningstar Value ETF (VTV) historical total-return data from 2004-01 to 2026-09, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.