Wall Street RegretsThe regret calculator.

What if you'd held XOP?

A $1,000 investment in State Street SPDR S&P Oil & Gas Exploration & Production ETF (XOP) at the month-end close of 2006-06 would be worth $1,614 at the close of 2026-09 — +61.4% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $8,921.

$1,000 since 2006$1,614Total return+61.4%Multiple1.6×CAGR+2.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,614Gain+$614 (+61.4%)Multiple1.6×CAGR+2.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2006$1,6142007$1,6512008$1,2062009$2,1042010$1,5012011$1,1682012$1,1572013$1,1142014$8712015$1,2342016$1,9212017$1,3892018$1,5352019$2,1342020$2,3572021$3,7052022$2,2222023$1,5292024$1,4762025$1,4912026$1,524

    Every year, $1,000 from 2006

    YearValue of $1,000Year return
    2006$1,000
    2007$1,369+36.9%
    2008$785-42.7%
    2009$1,100+40.2%
    2010$1,414+28.6%
    2011$1,428+1.0%
    2012$1,483+3.9%
    2013$1,897+27.9%
    2014$1,339-29.4%
    2015$860-35.8%
    2016$1,189+38.3%
    2017$1,076-9.5%
    2018$774-28.1%
    2019$701-9.4%
    2020$446-36.4%
    2021$743+66.7%
    2022$1,080+45.4%
    2023$1,119+3.6%
    2024$1,108-1.0%
    2025$1,084-2.2%
    2026$1,651+52.4%

    Best and worst month-end to buy

    The best single month-end close to have bought XOP was 2020-03 ($28.41): $1,000 then is $6,713 today. The worst was 2014-06 ($264): $1,000 then is $722.

    FAQ

    What would $1,000 in XOP be worth today?

    A $1,000 investment in State Street SPDR S&P Oil & Gas Exploration & Production ETF (XOP) at the start of 2006 would be worth about $1,614 today, a total return of +61.4%. Dividends are reinvested in these figures.

    What were the best and worst years for XOP?

    State Street SPDR S&P Oil & Gas Exploration & Production ETF (XOP)'s strongest calendar year since 2006 was 2021, a +66.7% return — $1,000 held through that year became about $1,667 by year-end. Its weakest year was 2008, at -42.7%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in XOP have grown?

    Investing $100 at the end of every month since 2006-06 would have grown to about $40,092 on $24,400 invested.

    Did XOP beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $8,921. XOP trailed the S&P 500 by +81.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    State Street SPDR S&P Oil & Gas Exploration & Production ETF (XOP) historical total-return data from 2006-06 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.