Wall Street RegretsThe regret calculator.

What if you'd held BCML?

A $1,000 investment in BayCom Corp (BCML) at the month-end close of 2005-11 would be worth $2,841 at the close of 2026-09 — +184.1% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $9,166.

$1,000 since 2005$2,841Total return+184.1%Multiple2.8×CAGR+5.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,841Gain+$1,841 (+184.1%)Multiple2.8×CAGR+5.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2005$2,8412006$2,8412007$2,8762008$3,2462009$4,7982010$4,4002011$4,8732012$4,9762013$4,1572014$3,5162015$2,8652016$2,5732017$2,2932018$1,7532019$1,4772020$1,4992021$2,2472022$1,8172023$1,7782024$1,4012025$1,2082026$1,069

    Every year, $1,000 from 2005

    YearValue of $1,000Year return
    2005$1,000
    2006$988-1.2%
    2007$875-11.4%
    2008$592-32.3%
    2009$646+9.0%
    2010$583-9.7%
    2011$571-2.1%
    2012$684+19.7%
    2013$808+18.2%
    2014$992+22.7%
    2015$1,104+11.3%
    2016$1,239+12.2%
    2017$1,621+30.8%
    2018$1,924+18.7%
    2019$1,896-1.5%
    2020$1,265-33.3%
    2021$1,564+23.6%
    2022$1,598+2.2%
    2023$2,028+26.9%
    2024$2,352+16.0%
    2025$2,659+13.0%
    2026$2,841+6.9%

    Best and worst month-end to buy

    The best single month-end close to have bought BCML was 2011-09 ($5.83): $1,000 then is $5,283 today. The worst was 2026-06 ($32.90): $1,000 then is $936.

    FAQ

    What would $1,000 in BCML be worth today?

    A $1,000 investment in BayCom Corp (BCML) at the start of 2005 would be worth about $2,841 today, a total return of +184.1%. Dividends are reinvested in these figures.

    What were the best and worst years for BCML?

    BayCom Corp (BCML)'s strongest calendar year since 2005 was 2017, a +30.8% return — $1,000 held through that year became about $1,308 by year-end. Its weakest year was 2020, at -33.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in BCML have grown?

    Investing $100 at the end of every month since 2005-11 would have grown to about $67,862 on $25,100 invested.

    Did BCML beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $9,166. BCML trailed the S&P 500 by +69.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    BayCom Corp (BCML) historical total-return data from 2005-11 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.