What if you'd held CFFI?
A $1,000 investment in C&F Financial Corporation (CFFI) at the month-end close of 1998-05 would be worth $11,313 at the close of 2026-08 — +1031.3% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $11,719.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1998
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1998 | $1,000 | — |
| 1999 | $936 | -6.4% |
| 2000 | $821 | -12.3% |
| 2001 | $1,172 | +42.7% |
| 2002 | $1,485 | +26.7% |
| 2003 | $2,438 | +64.2% |
| 2004 | $2,536 | +4.0% |
| 2005 | $2,412 | -4.9% |
| 2006 | $2,641 | +9.5% |
| 2007 | $2,072 | -21.6% |
| 2008 | $1,139 | -45.0% |
| 2009 | $1,469 | +29.0% |
| 2010 | $1,816 | +23.6% |
| 2011 | $2,266 | +24.8% |
| 2012 | $3,420 | +50.9% |
| 2013 | $4,114 | +20.3% |
| 2014 | $3,699 | -10.1% |
| 2015 | $3,752 | +1.4% |
| 2016 | $4,943 | +31.7% |
| 2017 | $5,905 | +19.5% |
| 2018 | $5,559 | -5.9% |
| 2019 | $5,950 | +7.0% |
| 2020 | $4,171 | -29.9% |
| 2021 | $5,934 | +42.3% |
| 2022 | $6,971 | +17.5% |
| 2023 | $8,413 | +20.7% |
| 2024 | $9,073 | +7.8% |
| 2025 | $9,490 | +4.6% |
| 2026 | $12,152 | +28.1% |
Best and worst month-end to buy
The best single month-end close to have bought CFFI was 2000-03 ($4.69): $1,000 then is $19,563 today. The worst was 2026-08 ($91.75): $1,000 then is $1,000.
FAQ
What would $1,000 in CFFI be worth today?
A $1,000 investment in C&F Financial Corporation (CFFI) at the start of 1998 would be worth about $11,313 today, a total return of +1031.3%. Dividends are reinvested in these figures.
What were the best and worst years for CFFI?
C&F Financial Corporation (CFFI)'s strongest calendar year since 1998 was 2003, a +64.2% return — $1,000 held through that year became about $1,642 by year-end. Its weakest year was 2008, at -45.0%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in CFFI have grown?
Investing $100 at the end of every month since 1998-05 would have grown to about $178,900 on $34,000 invested.
Did CFFI beat the S&P 500?
Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $11,719. CFFI trailed the S&P 500 by +3.5% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
C&F Financial Corporation (CFFI) historical total-return data from 1998-05 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-08. Not financial advice.