What if you'd held WTFC?
A $1,000 investment in Wintrust Financial Corporation (WTFC) at the month-end close of 1998-04 would be worth $15,512 at the close of 2026-08 — +1451.2% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $11,517.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1998
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1998 | $1,000 | — |
| 1999 | $777 | -22.3% |
| 2000 | $816 | +5.0% |
| 2001 | $1,574 | +92.9% |
| 2002 | $2,430 | +54.5% |
| 2003 | $3,518 | +44.7% |
| 2004 | $4,460 | +26.8% |
| 2005 | $4,318 | -3.2% |
| 2006 | $3,798 | -12.1% |
| 2007 | $2,640 | -30.5% |
| 2008 | $1,662 | -37.0% |
| 2009 | $2,526 | +52.0% |
| 2010 | $2,725 | +7.9% |
| 2011 | $2,327 | -14.6% |
| 2012 | $3,061 | +31.5% |
| 2013 | $3,865 | +26.3% |
| 2014 | $3,954 | +2.3% |
| 2015 | $4,139 | +4.7% |
| 2016 | $6,252 | +51.1% |
| 2017 | $7,150 | +14.4% |
| 2018 | $5,823 | -18.6% |
| 2019 | $6,298 | +8.2% |
| 2020 | $5,557 | -11.8% |
| 2021 | $8,396 | +51.1% |
| 2022 | $7,931 | -5.5% |
| 2023 | $8,883 | +12.0% |
| 2024 | $12,154 | +36.8% |
| 2025 | $13,848 | +13.9% |
| 2026 | $15,310 | +10.6% |
Best and worst month-end to buy
The best single month-end close to have bought WTFC was 2000-03 ($7.27): $1,000 then is $21,039 today. The worst was 2026-06 ($160): $1,000 then is $955.
FAQ
What would $1,000 in WTFC be worth today?
A $1,000 investment in Wintrust Financial Corporation (WTFC) at the start of 1998 would be worth about $15,512 today, a total return of +1451.2%. Dividends are reinvested in these figures.
What were the best and worst years for WTFC?
Wintrust Financial Corporation (WTFC)'s strongest calendar year since 1998 was 2001, a +92.9% return — $1,000 held through that year became about $1,929 by year-end. Its weakest year was 2008, at -37.0%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in WTFC have grown?
Investing $100 at the end of every month since 1998-04 would have grown to about $190,623 on $34,100 invested.
Did WTFC beat the S&P 500?
Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $11,517. WTFC beat the S&P 500 by +34.7% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Wintrust Financial Corporation (WTFC) historical total-return data from 1998-04 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-08. Not financial advice.