What if you'd held CMF?
A $1,000 investment in iShares California Muni Bond ETF (CMF) at the month-end close of 2007-10 would be worth $1,777 at the close of 2026-09 — +77.7% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $7,137.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.
Every year, $1,000 from 2007
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2007 | $1,000 | — |
| 2008 | $1,006 | +0.6% |
| 2009 | $1,088 | +8.1% |
| 2010 | $1,060 | -2.6% |
| 2011 | $1,234 | +16.5% |
| 2012 | $1,321 | +7.1% |
| 2013 | $1,286 | -2.7% |
| 2014 | $1,432 | +11.4% |
| 2015 | $1,474 | +2.9% |
| 2016 | $1,472 | -0.1% |
| 2017 | $1,540 | +4.6% |
| 2018 | $1,555 | +1.0% |
| 2019 | $1,663 | +6.9% |
| 2020 | $1,738 | +4.5% |
| 2021 | $1,752 | +0.8% |
| 2022 | $1,607 | -8.3% |
| 2023 | $1,699 | +5.7% |
| 2024 | $1,726 | +1.6% |
| 2025 | $1,784 | +3.4% |
| 2026 | $1,755 | -1.6% |
Best and worst month-end to buy
The best single month-end close to have bought CMF was 2008-11 ($30.11): $1,000 then is $1,850 today. The worst was 2026-02 ($57.70): $1,000 then is $965.
FAQ
What would $1,000 in CMF be worth today?
A $1,000 investment in iShares California Muni Bond ETF (CMF) at the start of 2007 would be worth about $1,777 today, a total return of +77.7%. Dividends are reinvested in these figures.
What were the best and worst years for CMF?
iShares California Muni Bond ETF (CMF)'s strongest calendar year since 2007 was 2011, a +16.5% return — $1,000 held through that year became about $1,165 by year-end. Its weakest year was 2022, at -8.3%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in CMF have grown?
Investing $100 at the end of every month since 2007-10 would have grown to about $28,420 on $22,800 invested.
Did CMF beat the S&P 500?
Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $7,137. CMF trailed the S&P 500 by +75.1% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
iShares California Muni Bond ETF (CMF) historical total-return data from 2007-10 to 2026-09, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.