Wall Street RegretsThe regret calculator.

What if you'd held EFU?

A $1,000 investment in ProShares UltraShort MSCI EAFE (EFU) at the month-end close of 2007-10 would be worth $19.39 at the close of 2026-09 — -98.1% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $7,137.

$1,000 since 2007$19.39Total return-98.1%Multiple0.02×CAGR-18.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$19.39Gain+$-981 (-98.1%)Multiple0.0×CAGR-18.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2007$19.392008$17.112009$11.472010$26.252011$37.892012$39.002013$61.422014$96.952015$90.732016$98.432017$1122018$1782019$1342020$1992021$3092022$4102023$3302024$4422025$4472026$758

    Every year, $1,000 from 2007

    YearValue of $1,000Year return
    2007$1,000
    2008$1,492+49.2%
    2009$652-56.3%
    2010$452-30.7%
    2011$439-2.8%
    2012$279-36.5%
    2013$177-36.6%
    2014$189+6.9%
    2015$174-7.8%
    2016$153-12.2%
    2017$96.40-36.9%
    2018$128+32.3%
    2019$85.81-32.7%
    2020$55.34-35.5%
    2021$41.69-24.7%
    2022$51.84+24.3%
    2023$38.68-25.4%
    2024$38.30-1.0%
    2025$22.58-41.0%
    2026$17.11-24.2%

    Best and worst month-end to buy

    The best single month-end close to have bought EFU was 2026-09 ($6.76): $1,000 then is $1,000 today. The worst was 2009-02 ($903): $1,000 then is $7.48.

    FAQ

    What would $1,000 in EFU be worth today?

    A $1,000 investment in ProShares UltraShort MSCI EAFE (EFU) at the start of 2007 would be worth about $19.39 today, a total return of -98.1%. Dividends are reinvested in these figures.

    What were the best and worst years for EFU?

    ProShares UltraShort MSCI EAFE (EFU)'s strongest calendar year since 2007 was 2008, a +49.2% return — $1,000 held through that year became about $1,492 by year-end. Its weakest year was 2009, at -56.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in EFU have grown?

    Investing $100 at the end of every month since 2007-10 would have grown to about $4,943 on $22,800 invested.

    Did EFU beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $7,137. EFU trailed the S&P 500 by +99.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    ProShares UltraShort MSCI EAFE (EFU) historical total-return data from 2007-10 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.