Wall Street RegretsThe regret calculator.

What if you'd held EFZ?

A $1,000 investment in ProShares Short MSCI EAFE (EFZ) at the month-end close of 2007-10 would be worth $234 at the close of 2026-09 — -76.6% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $7,137.

$1,000 since 2007$234Total return-76.6%Multiple0.23×CAGR-7.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$234Gain+$-766 (-76.6%)Multiple0.2×CAGR-7.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2007$2342008$2182009$1582010$2282011$2652012$2582013$3202014$4002015$3852016$3972017$4162018$5212019$4482020$5372021$6402022$7332023$6482024$7232025$7032026$889

    Every year, $1,000 from 2007

    YearValue of $1,000Year return
    2007$1,000
    2008$1,379+37.9%
    2009$960-30.4%
    2010$824-14.2%
    2011$847+2.9%
    2012$683-19.4%
    2013$546-20.0%
    2014$568+4.0%
    2015$551-3.0%
    2016$525-4.6%
    2017$419-20.2%
    2018$487+16.3%
    2019$407-16.6%
    2020$341-16.0%
    2021$298-12.8%
    2022$337+13.1%
    2023$302-10.4%
    2024$311+2.9%
    2025$246-20.9%
    2026$218-11.1%

    Best and worst month-end to buy

    The best single month-end close to have bought EFZ was 2026-09 ($22.22): $1,000 then is $1,000 today. The worst was 2009-02 ($177): $1,000 then is $126.

    FAQ

    What would $1,000 in EFZ be worth today?

    A $1,000 investment in ProShares Short MSCI EAFE (EFZ) at the start of 2007 would be worth about $234 today, a total return of -76.6%. Dividends are reinvested in these figures.

    What were the best and worst years for EFZ?

    ProShares Short MSCI EAFE (EFZ)'s strongest calendar year since 2007 was 2008, a +37.9% return — $1,000 held through that year became about $1,379 by year-end. Its weakest year was 2009, at -30.4%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in EFZ have grown?

    Investing $100 at the end of every month since 2007-10 would have grown to about $10,935 on $22,800 invested.

    Did EFZ beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $7,137. EFZ trailed the S&P 500 by +96.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    ProShares Short MSCI EAFE (EFZ) historical total-return data from 2007-10 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.