What if you'd held FNDB?
A $1,000 investment in Schwab Fundamental U.S. Broad Market ETF (FNDB) at the month-end close of 2013-08 would be worth $5,137 at the close of 2026-09 — +413.7% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $5,947.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.
Every year, $1,000 from 2013
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2013 | $1,000 | — |
| 2014 | $1,120 | +12.0% |
| 2015 | $1,086 | -3.0% |
| 2016 | $1,266 | +16.5% |
| 2017 | $1,481 | +17.0% |
| 2018 | $1,359 | -8.2% |
| 2019 | $1,751 | +28.8% |
| 2020 | $1,917 | +9.5% |
| 2021 | $2,521 | +31.5% |
| 2022 | $2,331 | -7.5% |
| 2023 | $2,761 | +18.4% |
| 2024 | $3,209 | +16.2% |
| 2025 | $3,730 | +16.2% |
| 2026 | $4,498 | +20.6% |
Best and worst month-end to buy
The best single month-end close to have bought FNDB was 2013-08 ($6.19): $1,000 then is $5,137 today. The worst was 2026-09 ($31.80): $1,000 then is $1,000.
FAQ
What would $1,000 in FNDB be worth today?
A $1,000 investment in Schwab Fundamental U.S. Broad Market ETF (FNDB) at the start of 2013 would be worth about $5,137 today, a total return of +413.7%. Dividends are reinvested in these figures.
What were the best and worst years for FNDB?
Schwab Fundamental U.S. Broad Market ETF (FNDB)'s strongest calendar year since 2013 was 2021, a +31.5% return — $1,000 held through that year became about $1,315 by year-end. Its weakest year was 2018, at -8.2%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in FNDB have grown?
Investing $100 at the end of every month since 2013-08 would have grown to about $42,625 on $15,800 invested.
Did FNDB beat the S&P 500?
Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $5,947. FNDB trailed the S&P 500 by +13.6% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Schwab Fundamental U.S. Broad Market ETF (FNDB) historical total-return data from 2013-08 to 2026-09, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.