What if you'd held FNDC?
A $1,000 investment in Schwab Fundamental International Small Equity ETF (FNDC) at the month-end close of 2013-08 would be worth $2,881 at the close of 2026-09 — +188.1% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $5,947.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.
Every year, $1,000 from 2013
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2013 | $1,000 | — |
| 2014 | $948 | -5.2% |
| 2015 | $995 | +4.9% |
| 2016 | $1,082 | +8.7% |
| 2017 | $1,398 | +29.2% |
| 2018 | $1,131 | -19.1% |
| 2019 | $1,364 | +20.6% |
| 2020 | $1,454 | +6.6% |
| 2021 | $1,603 | +10.3% |
| 2022 | $1,367 | -14.7% |
| 2023 | $1,571 | +14.9% |
| 2024 | $1,593 | +1.4% |
| 2025 | $2,160 | +35.7% |
| 2026 | $2,520 | +16.6% |
Best and worst month-end to buy
The best single month-end close to have bought FNDC was 2013-08 ($17.93): $1,000 then is $2,881 today. The worst was 2026-09 ($51.66): $1,000 then is $1,000.
FAQ
What would $1,000 in FNDC be worth today?
A $1,000 investment in Schwab Fundamental International Small Equity ETF (FNDC) at the start of 2013 would be worth about $2,881 today, a total return of +188.1%. Dividends are reinvested in these figures.
What were the best and worst years for FNDC?
Schwab Fundamental International Small Equity ETF (FNDC)'s strongest calendar year since 2013 was 2025, a +35.7% return — $1,000 held through that year became about $1,357 by year-end. Its weakest year was 2018, at -19.1%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in FNDC have grown?
Investing $100 at the end of every month since 2013-08 would have grown to about $30,528 on $15,800 invested.
Did FNDC beat the S&P 500?
Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $5,947. FNDC trailed the S&P 500 by +51.5% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Schwab Fundamental International Small Equity ETF (FNDC) historical total-return data from 2013-08 to 2026-09, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.