What if you'd held FNWD?
A $1,000 investment in Finward Bancorp (FNWD) at the month-end close of 1998-05 would be worth $5,319 at the close of 2026-08 — +431.9% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $11,719.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1998
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1998 | $1,000 | — |
| 1999 | $1,023 | +2.3% |
| 2000 | $964 | -5.8% |
| 2001 | $1,077 | +11.7% |
| 2002 | $1,299 | +20.6% |
| 2003 | $1,723 | +32.6% |
| 2004 | $2,066 | +19.9% |
| 2005 | $1,867 | -9.6% |
| 2006 | $1,952 | +4.5% |
| 2007 | $1,556 | -20.3% |
| 2008 | $1,644 | +5.7% |
| 2009 | $1,265 | -23.1% |
| 2010 | $1,128 | -10.9% |
| 2011 | $1,136 | +0.8% |
| 2012 | $1,566 | +37.8% |
| 2013 | $2,123 | +35.6% |
| 2014 | $2,335 | +10.0% |
| 2015 | $2,816 | +20.6% |
| 2016 | $3,676 | +30.5% |
| 2017 | $4,329 | +17.8% |
| 2018 | $4,299 | -0.7% |
| 2019 | $4,720 | +9.8% |
| 2020 | $3,856 | -18.3% |
| 2021 | $5,040 | +30.7% |
| 2022 | $4,107 | -18.5% |
| 2023 | $2,974 | -27.6% |
| 2024 | $3,374 | +13.4% |
| 2025 | $4,288 | +27.1% |
| 2026 | $5,319 | +24.0% |
Best and worst month-end to buy
The best single month-end close to have bought FNWD was 2000-03 ($7.37): $1,000 then is $5,882 today. The worst was 2026-07 ($44.36): $1,000 then is $977.
FAQ
What would $1,000 in FNWD be worth today?
A $1,000 investment in Finward Bancorp (FNWD) at the start of 1998 would be worth about $5,319 today, a total return of +431.9%. Dividends are reinvested in these figures.
What were the best and worst years for FNWD?
Finward Bancorp (FNWD)'s strongest calendar year since 1998 was 2012, a +37.8% return — $1,000 held through that year became about $1,378 by year-end. Its weakest year was 2023, at -27.6%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in FNWD have grown?
Investing $100 at the end of every month since 1998-05 would have grown to about $97,240 on $34,000 invested.
Did FNWD beat the S&P 500?
Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $11,719. FNWD trailed the S&P 500 by +54.6% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Finward Bancorp (FNWD) historical total-return data from 1998-05 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-08. Not financial advice.