What if you'd held HFWA?
A $1,000 investment in Heritage Financial Corporation (HFWA) at the month-end close of 1998-05 would be worth $4,876 at the close of 2026-08 — +387.6% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $11,719.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1998
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1998 | $1,000 | — |
| 1999 | $914 | -8.6% |
| 2000 | $1,118 | +22.3% |
| 2001 | $1,361 | +21.8% |
| 2002 | $2,102 | +54.4% |
| 2003 | $2,607 | +24.0% |
| 2004 | $2,764 | +6.0% |
| 2005 | $3,306 | +19.6% |
| 2006 | $3,466 | +4.8% |
| 2007 | $2,880 | -16.9% |
| 2008 | $1,864 | -35.3% |
| 2009 | $2,115 | +13.5% |
| 2010 | $2,136 | +1.0% |
| 2011 | $1,990 | -6.9% |
| 2012 | $2,424 | +21.8% |
| 2013 | $2,901 | +19.7% |
| 2014 | $3,065 | +5.7% |
| 2015 | $3,393 | +10.7% |
| 2016 | $4,830 | +42.4% |
| 2017 | $5,906 | +22.3% |
| 2018 | $5,827 | -1.3% |
| 2019 | $5,709 | -2.0% |
| 2020 | $4,906 | -14.1% |
| 2021 | $5,293 | +7.9% |
| 2022 | $6,843 | +29.3% |
| 2023 | $5,003 | -26.9% |
| 2024 | $5,997 | +19.9% |
| 2025 | $6,031 | +0.6% |
| 2026 | $7,505 | +24.4% |
Best and worst month-end to buy
The best single month-end close to have bought HFWA was 1999-09 ($3.11): $1,000 then is $9,219 today. The worst was 2026-06 ($29.38): $1,000 then is $976.
FAQ
What would $1,000 in HFWA be worth today?
A $1,000 investment in Heritage Financial Corporation (HFWA) at the start of 1998 would be worth about $4,876 today, a total return of +387.6%. Dividends are reinvested in these figures.
What were the best and worst years for HFWA?
Heritage Financial Corporation (HFWA)'s strongest calendar year since 1998 was 2002, a +54.4% return — $1,000 held through that year became about $1,544 by year-end. Its weakest year was 2008, at -35.3%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in HFWA have grown?
Investing $100 at the end of every month since 1998-05 would have grown to about $102,440 on $34,000 invested.
Did HFWA beat the S&P 500?
Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $11,719. HFWA trailed the S&P 500 by +58.4% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Heritage Financial Corporation (HFWA) historical total-return data from 1998-05 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-08. Not financial advice.