Wall Street RegretsThe regret calculator.

What if you'd held GJO?

A $1,000 investment in Synthetic Fixed-Income Securities, Inc. on behalf of STRATS(SM) Trust for Wal-Mart Stores, Inc. Securities, Series 2004-5 (GJO) at the month-end close of 2005-11 would be worth $1,848 at the close of 2026-09 — +84.8% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $9,166.

$1,000 since 2005$1,848Total return+84.8%Multiple1.8×CAGR+3.0%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,848Gain+$848 (+84.8%)Multiple1.8×CAGR+3.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2005$1,8482006$1,8792007$1,7752008$2,0202009$2,2292010$2,0592011$2,0462012$1,9862013$1,9412014$1,9502015$1,7702016$1,7192017$1,7072018$1,5042019$1,4412020$1,3402021$1,3102022$1,2872023$1,2632024$1,1282025$1,0722026$1,016

    Every year, $1,000 from 2005

    YearValue of $1,000Year return
    2005$1,000
    2006$1,059+5.9%
    2007$930-12.2%
    2008$843-9.3%
    2009$912+8.2%
    2010$918+0.7%
    2011$946+3.0%
    2012$968+2.3%
    2013$963-0.5%
    2014$1,062+10.2%
    2015$1,093+2.9%
    2016$1,101+0.7%
    2017$1,249+13.5%
    2018$1,304+4.4%
    2019$1,402+7.5%
    2020$1,434+2.3%
    2021$1,460+1.8%
    2022$1,488+1.9%
    2023$1,665+11.9%
    2024$1,752+5.2%
    2025$1,850+5.6%
    2026$1,879+1.6%

    Best and worst month-end to buy

    The best single month-end close to have bought GJO was 2008-09 ($10.50): $1,000 then is $2,348 today. The worst was 2026-08 ($24.67): $1,000 then is $999.

    FAQ

    What would $1,000 in GJO be worth today?

    A $1,000 investment in Synthetic Fixed-Income Securities, Inc. on behalf of STRATS(SM) Trust for Wal-Mart Stores, Inc. Securities, Series 2004-5 (GJO) at the start of 2005 would be worth about $1,848 today, a total return of +84.8%. Dividends are reinvested in these figures.

    What were the best and worst years for GJO?

    Synthetic Fixed-Income Securities, Inc. on behalf of STRATS(SM) Trust for Wal-Mart Stores, Inc. Securities, Series 2004-5 (GJO)'s strongest calendar year since 2005 was 2017, a +13.5% return — $1,000 held through that year became about $1,135 by year-end. Its weakest year was 2007, at -12.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in GJO have grown?

    Investing $100 at the end of every month since 2005-11 would have grown to about $40,386 on $25,100 invested.

    Did GJO beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $9,166. GJO trailed the S&P 500 by +79.8% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Synthetic Fixed-Income Securities, Inc. on behalf of STRATS(SM) Trust for Wal-Mart Stores, Inc. Securities, Series 2004-5 (GJO) historical total-return data from 2005-11 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-03. Not financial advice.