Wall Street RegretsThe regret calculator.

What if you'd held KCE?

A $1,000 investment in State Street SPDR S&P Capital Markets ETF (KCE) at the month-end close of 2005-11 would be worth $4,893 at the close of 2026-09 — +389.3% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $9,166.

$1,000 since 2005$4,893Total return+389.3%Multiple4.9×CAGR+7.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$4,893Gain+$3,893 (+389.3%)Multiple4.9×CAGR+7.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2005$4,8932006$4,8722007$3,7912008$3,7672009$9,4642010$6,7032011$6,3092012$8,4532013$6,6582014$4,4432015$4,3062016$4,9112017$4,6522018$3,5252019$4,1772020$3,2862021$2,5252022$1,8032023$2,3152024$1,7542025$1,2752026$1,151

    Every year, $1,000 from 2005

    YearValue of $1,000Year return
    2005$1,000
    2006$1,285+28.5%
    2007$1,293+0.6%
    2008$515-60.2%
    2009$727+41.2%
    2010$772+6.2%
    2011$576-25.4%
    2012$732+27.0%
    2013$1,097+49.9%
    2014$1,131+3.2%
    2015$992-12.3%
    2016$1,047+5.6%
    2017$1,382+32.0%
    2018$1,166-15.6%
    2019$1,483+27.1%
    2020$1,930+30.1%
    2021$2,703+40.0%
    2022$2,104-22.1%
    2023$2,779+32.0%
    2024$3,821+37.5%
    2025$4,232+10.8%
    2026$4,872+15.1%

    Best and worst month-end to buy

    The best single month-end close to have bought KCE was 2009-02 ($14.93): $1,000 then is $11,448 today. The worst was 2026-08 ($171): $1,000 then is $999.

    FAQ

    What would $1,000 in KCE be worth today?

    A $1,000 investment in State Street SPDR S&P Capital Markets ETF (KCE) at the start of 2005 would be worth about $4,893 today, a total return of +389.3%. Dividends are reinvested in these figures.

    What were the best and worst years for KCE?

    State Street SPDR S&P Capital Markets ETF (KCE)'s strongest calendar year since 2005 was 2013, a +49.9% return — $1,000 held through that year became about $1,499 by year-end. Its weakest year was 2008, at -60.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in KCE have grown?

    Investing $100 at the end of every month since 2005-11 would have grown to about $106,780 on $25,100 invested.

    Did KCE beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $9,166. KCE trailed the S&P 500 by +46.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    State Street SPDR S&P Capital Markets ETF (KCE) historical total-return data from 2005-11 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.