What if you'd held IYF?
A $1,000 investment in iShares U.S. Financial ETF (IYF) at the month-end close of 2000-05 would be worth $5,966 at the close of 2026-09 — +496.6% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $8,745.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.
Every year, $1,000 from 2000
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2000 | $1,000 | — |
| 2001 | $935 | -6.5% |
| 2002 | $805 | -13.9% |
| 2003 | $1,063 | +32.1% |
| 2004 | $1,202 | +13.0% |
| 2005 | $1,271 | +5.7% |
| 2006 | $1,509 | +18.7% |
| 2007 | $1,236 | -18.1% |
| 2008 | $615 | -50.3% |
| 2009 | $718 | +16.9% |
| 2010 | $806 | +12.2% |
| 2011 | $699 | -13.3% |
| 2012 | $880 | +25.9% |
| 2013 | $1,180 | +34.0% |
| 2014 | $1,347 | +14.2% |
| 2015 | $1,342 | -0.4% |
| 2016 | $1,569 | +16.9% |
| 2017 | $1,876 | +19.6% |
| 2018 | $1,700 | -9.4% |
| 2019 | $2,242 | +31.8% |
| 2020 | $2,219 | -1.0% |
| 2021 | $2,921 | +31.6% |
| 2022 | $2,590 | -11.3% |
| 2023 | $2,986 | +15.3% |
| 2024 | $3,921 | +31.3% |
| 2025 | $4,636 | +18.2% |
| 2026 | $4,939 | +6.5% |
Best and worst month-end to buy
The best single month-end close to have bought IYF was 2009-02 ($10.98): $1,000 then is $12,411 today. The worst was 2026-08 ($136): $1,000 then is $999.
FAQ
What would $1,000 in IYF be worth today?
A $1,000 investment in iShares U.S. Financial ETF (IYF) at the start of 2000 would be worth about $5,966 today, a total return of +496.6%. Dividends are reinvested in these figures.
What were the best and worst years for IYF?
iShares U.S. Financial ETF (IYF)'s strongest calendar year since 2000 was 2013, a +34.0% return — $1,000 held through that year became about $1,340 by year-end. Its weakest year was 2008, at -50.3%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in IYF have grown?
Investing $100 at the end of every month since 2000-05 would have grown to about $125,681 on $31,700 invested.
Did IYF beat the S&P 500?
Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $8,745. IYF trailed the S&P 500 by +31.8% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
iShares U.S. Financial ETF (IYF) historical total-return data from 2000-05 to 2026-09, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-02. Not financial advice.