Wall Street RegretsThe regret calculator.

What if you'd held IYW?

A $1,000 investment in iShares U.S. Technology ETF (IYW) at the month-end close of 2000-05 would be worth $10,040 at the close of 2026-09 — +904.0% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $8,745.

$1,000 since 2000$10,040Total return+904.0%Multiple10.0×CAGR+9.2%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$10,040Gain+$9,040 (+904.0%)Multiple10.0×CAGR+9.2%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2000$10,0402001$15,5142002$21,7502003$35,5852004$23,8372005$23,5212006$22,8922007$20,8202008$18,1172009$31,8442010$19,4502011$17,3092012$17,3212013$15,5142014$12,2602015$10,2592016$9,8962017$8,7032018$6,3702019$6,4312020$4,3852021$2,9742022$2,1962023$3,3692024$2,0332025$1,5612026$1,245

    Every year, $1,000 from 2000

    YearValue of $1,000Year return
    2000$1,000
    2001$713-28.7%
    2002$436-38.9%
    2003$651+49.3%
    2004$660+1.3%
    2005$678+2.7%
    2006$745+10.0%
    2007$856+14.9%
    2008$487-43.1%
    2009$798+63.7%
    2010$896+12.4%
    2011$896-0.1%
    2012$1,000+11.6%
    2013$1,265+26.5%
    2014$1,512+19.5%
    2015$1,568+3.7%
    2016$1,783+13.7%
    2017$2,435+36.6%
    2018$2,412-0.9%
    2019$3,538+46.7%
    2020$5,216+47.4%
    2021$7,065+35.4%
    2022$4,605-34.8%
    2023$7,632+65.7%
    2024$9,941+30.2%
    2025$12,464+25.4%
    2026$15,514+24.5%

    Best and worst month-end to buy

    The best single month-end close to have bought IYW was 2002-09 ($5.71): $1,000 then is $43,499 today. The worst was 2026-05 ($253): $1,000 then is $982.

    FAQ

    What would $1,000 in IYW be worth today?

    A $1,000 investment in iShares U.S. Technology ETF (IYW) at the start of 2000 would be worth about $10,040 today, a total return of +904.0%. Dividends are reinvested in these figures.

    What were the best and worst years for IYW?

    iShares U.S. Technology ETF (IYW)'s strongest calendar year since 2000 was 2023, a +65.7% return — $1,000 held through that year became about $1,657 by year-end. Its weakest year was 2008, at -43.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in IYW have grown?

    Investing $100 at the end of every month since 2000-05 would have grown to about $431,008 on $31,700 invested.

    Did IYW beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $8,745. IYW beat the S&P 500 by +14.8% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares U.S. Technology ETF (IYW) historical total-return data from 2000-05 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-02. Not financial advice.