Wall Street RegretsThe regret calculator.

What if you'd held IYLD?

A $1,000 investment in iShares Morningstar Multi-Asset Income ETF (IYLD) at the month-end close of 2012-04 would be worth $1,778 at the close of 2026-09 — +77.8% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $7,162.

$1,000 since 2012$1,778Total return+77.8%Multiple1.8×CAGR+4.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,778Gain+$778 (+77.8%)Multiple1.8×CAGR+4.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2012$1,7782013$1,6762014$1,6822015$1,5402016$1,6172017$1,4762018$1,3302019$1,3972020$1,2062021$1,2142022$1,1742023$1,4112024$1,2542025$1,2292026$1,065

    Every year, $1,000 from 2012

    YearValue of $1,000Year return
    2012$1,000
    2013$996-0.4%
    2014$1,088+9.2%
    2015$1,036-4.8%
    2016$1,136+9.6%
    2017$1,260+10.9%
    2018$1,200-4.8%
    2019$1,390+15.8%
    2020$1,381-0.7%
    2021$1,427+3.4%
    2022$1,188-16.8%
    2023$1,336+12.5%
    2024$1,363+2.0%
    2025$1,573+15.4%
    2026$1,676+6.5%

    Best and worst month-end to buy

    The best single month-end close to have bought IYLD was 2012-05 ($12.46): $1,000 then is $1,785 today. The worst was 2026-08 ($22.24): $1,000 then is $1,000.

    FAQ

    What would $1,000 in IYLD be worth today?

    A $1,000 investment in iShares Morningstar Multi-Asset Income ETF (IYLD) at the start of 2012 would be worth about $1,778 today, a total return of +77.8%. Dividends are reinvested in these figures.

    What were the best and worst years for IYLD?

    iShares Morningstar Multi-Asset Income ETF (IYLD)'s strongest calendar year since 2012 was 2019, a +15.8% return — $1,000 held through that year became about $1,158 by year-end. Its weakest year was 2022, at -16.8%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in IYLD have grown?

    Investing $100 at the end of every month since 2012-04 would have grown to about $23,971 on $17,400 invested.

    Did IYLD beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $7,162. IYLD trailed the S&P 500 by +75.2% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares Morningstar Multi-Asset Income ETF (IYLD) historical total-return data from 2012-04 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.