Wall Street RegretsThe regret calculator.

What if you'd held MOAT?

A $1,000 investment in VanEck Morningstar Wide Moat ETF (MOAT) at the month-end close of 2012-04 would be worth $6,418 at the close of 2026-09 — +541.8% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $7,162.

$1,000 since 2012$6,418Total return+541.8%Multiple6.4×CAGR+13.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$6,418Gain+$5,418 (+541.8%)Multiple6.4×CAGR+13.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2012$6,4182013$5,9592014$4,5532015$4,1692016$4,3852017$3,5982018$2,9212019$2,9592020$2,1952021$1,9122022$1,5402023$1,7842024$1,3522025$1,2212026$1,079

    Every year, $1,000 from 2012

    YearValue of $1,000Year return
    2012$1,000
    2013$1,309+30.9%
    2014$1,429+9.2%
    2015$1,359-4.9%
    2016$1,656+21.9%
    2017$2,040+23.2%
    2018$2,014-1.3%
    2019$2,715+34.8%
    2020$3,117+14.8%
    2021$3,869+24.1%
    2022$3,341-13.7%
    2023$4,406+31.9%
    2024$4,879+10.7%
    2025$5,523+13.2%
    2026$5,959+7.9%

    Best and worst month-end to buy

    The best single month-end close to have bought MOAT was 2012-05 ($15.85): $1,000 then is $7,049 today. The worst was 2026-08 ($114): $1,000 then is $976.

    FAQ

    What would $1,000 in MOAT be worth today?

    A $1,000 investment in VanEck Morningstar Wide Moat ETF (MOAT) at the start of 2012 would be worth about $6,418 today, a total return of +541.8%. Dividends are reinvested in these figures.

    What were the best and worst years for MOAT?

    VanEck Morningstar Wide Moat ETF (MOAT)'s strongest calendar year since 2012 was 2019, a +34.8% return — $1,000 held through that year became about $1,348 by year-end. Its weakest year was 2022, at -13.7%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in MOAT have grown?

    Investing $100 at the end of every month since 2012-04 would have grown to about $49,709 on $17,400 invested.

    Did MOAT beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $7,162. MOAT trailed the S&P 500 by +10.4% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    VanEck Morningstar Wide Moat ETF (MOAT) historical total-return data from 2012-04 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.