Wall Street RegretsThe regret calculator.

What if you'd held MVBF?

A $1,000 investment in MVB Financial Corp. (MVBF) at the month-end close of 2003-11 would be worth $0.04 at the close of 2026-09 — -100.0% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $11,218.

$1,000 since 2003$0.04Total return-100.0%Multiple0.00×CAGR-35.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$0.04Gain+$-1,000 (-100.0%)Multiple0.0×CAGR-35.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2003$0.042004$0.042005$0.042006$0.042007$0.042008$0.042009$0.042010$0.042011$0.042012$0.042013$3,2262014$2,3202015$2,5562016$2,9112017$2,9572018$1,8712019$2,0722020$1,4842021$1,5972022$8612023$1,5892024$1,5042025$1,5852026$1,231

    Every year, $1,000 from 2003

    YearValue of $1,000Year return
    2003$1,000
    2004$1,0000.0%
    2005$1,0000.0%
    2006$1,0000.0%
    2007$1,0000.0%
    2008$1,0000.0%
    2009$1,000+0.0%
    2010$1,000+0.0%
    2011$1,000+0.0%
    2012$0.01-100.0%
    2013$0.02+39.0%
    2014$0.02-9.2%
    2015$0.01-12.2%
    2016$0.01-1.6%
    2017$0.02+58.0%
    2018$0.02-9.7%
    2019$0.03+39.6%
    2020$0.02-7.0%
    2021$0.05+85.5%
    2022$0.02-45.8%
    2023$0.03+5.6%
    2024$0.02-5.2%
    2025$0.03+28.8%
    2026$0.04+23.1%

    Best and worst month-end to buy

    The best single month-end close to have bought MVBF was 2016-02 ($9.03): $1,000 then is $3,458 today. The worst was 2012-06 ($804,255): $1,000 then is $0.04.

    FAQ

    What would $1,000 in MVBF be worth today?

    A $1,000 investment in MVB Financial Corp. (MVBF) at the start of 2003 would be worth about $0.04 today, a total return of -100.0%. Dividends are reinvested in these figures.

    What were the best and worst years for MVBF?

    MVB Financial Corp. (MVBF)'s strongest calendar year since 2003 was 2021, a +85.5% return — $1,000 held through that year became about $1,855 by year-end. Its weakest year was 2012, at -100.0%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in MVBF have grown?

    Investing $100 at the end of every month since 2003-11 would have grown to about $34,518 on $21,400 invested.

    Did MVBF beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $11,218. MVBF trailed the S&P 500 by +100.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    MVB Financial Corp. (MVBF) historical total-return data from 2003-11 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.