Wall Street RegretsThe regret calculator.

What if you'd held TECS?

A $1,000 investment in Direxion Technology Bear 3X ETF (TECS) at the month-end close of 2008-12 would be worth $0.00022 at the close of 2026-09 — -100.0% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $11,905.

$1,000 since 2008$0.00022Total return-100.0%Multiple0.00×CAGR-57.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$0.00022Gain+$-1,000 (-100.0%)Multiple0.0×CAGR-57.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2008$0.000222009$0.000222010$0.0016262011$0.0029722012$0.004362013$0.0075922014$0.022015$0.032016$0.052017$0.082018$0.212019$0.252020$0.972021$7.952022$24.792023$17.092024$66.912025$1332026$354

    Every year, $1,000 from 2008

    YearValue of $1,000Year return
    2008$1,000
    2009$135-86.5%
    2010$74.02-45.3%
    2011$50.46-31.8%
    2012$28.98-42.6%
    2013$12.97-55.2%
    2014$6.99-46.1%
    2015$4.81-31.1%
    2016$2.73-43.4%
    2017$1.07-60.8%
    2018$0.86-19.1%
    2019$0.23-73.8%
    2020$0.03-87.8%
    2021$0.008875-67.9%
    2022$0.01+45.0%
    2023$0.003288-74.5%
    2024$0.001652-49.8%
    2025$0.0006206-62.4%
    2026$0.00022-64.6%

    Best and worst month-end to buy

    The best single month-end close to have bought TECS was 2026-09 ($60.38): $1,000 then is $1,000 today. The worst was 2009-02 ($283.46M): $1,000 then is $0.000213.

    FAQ

    What would $1,000 in TECS be worth today?

    A $1,000 investment in Direxion Technology Bear 3X ETF (TECS) at the start of 2008 would be worth about $0.00022 today, a total return of -100.0%. Dividends are reinvested in these figures.

    What were the best and worst years for TECS?

    Direxion Technology Bear 3X ETF (TECS)'s strongest calendar year since 2008 was 2022, a +45.0% return — $1,000 held through that year became about $1,450 by year-end. Its weakest year was 2020, at -87.8%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in TECS have grown?

    Investing $100 at the end of every month since 2008-12 would have grown to about $1,120 on $21,400 invested.

    Did TECS beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $11,905. TECS trailed the S&P 500 by +100.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Direxion Technology Bear 3X ETF (TECS) historical total-return data from 2008-12 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.