Wall Street RegretsThe regret calculator.

What if you'd held NEPH?

A $1,000 investment in Nephros, Inc. (NEPH) at the month-end close of 2004-09 would be worth $4.39 at the close of 2026-09 — -99.6% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $10,500.

$1,000 since 2004$4.39Total return-99.6%Multiple0.00×CAGR-21.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$4.39Gain+$-996 (-99.6%)Multiple0.0×CAGR-21.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2004$4.392005$4.762006$15.662007$15.562008$45.112009$1882010$28.922011$2262012$6542013$3792014$1,0742015$5712016$2,0512017$1,2192018$1,0022019$7912020$4082021$4732022$6882023$3,5002024$1,1732025$2,7622026$832

    Every year, $1,000 from 2004

    YearValue of $1,000Year return
    2004$1,000
    2005$304-69.6%
    2006$306+0.7%
    2007$105-65.5%
    2008$25.32-76.0%
    2009$165+550.0%
    2010$21.10-87.2%
    2011$7.28-65.5%
    2012$12.55+72.5%
    2013$4.43-64.7%
    2014$8.33+88.1%
    2015$2.32-72.2%
    2016$3.90+68.2%
    2017$4.75+21.6%
    2018$6.01+26.7%
    2019$11.66+94.0%
    2020$10.06-13.8%
    2021$6.92-31.2%
    2022$1.36-80.3%
    2023$4.06+198.3%
    2024$1.72-57.5%
    2025$5.72+232.0%
    2026$4.76-16.8%

    Best and worst month-end to buy

    The best single month-end close to have bought NEPH was 2022-09 ($0.91): $1,000 then is $4,462 today. The worst was 2005-02 ($1,022): $1,000 then is $3.97.

    FAQ

    What would $1,000 in NEPH be worth today?

    A $1,000 investment in Nephros, Inc. (NEPH) at the start of 2004 would be worth about $4.39 today, a total return of -99.6%. Dividends are reinvested in these figures.

    What were the best and worst years for NEPH?

    Nephros, Inc. (NEPH)'s strongest calendar year since 2004 was 2009, a +550.0% return — $1,000 held through that year became about $6,500 by year-end. Its weakest year was 2010, at -87.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in NEPH have grown?

    Investing $100 at the end of every month since 2004-09 would have grown to about $21,856 on $26,500 invested.

    Did NEPH beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $10,500. NEPH trailed the S&P 500 by +100.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Nephros, Inc. (NEPH) historical total-return data from 2004-09 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.