Wall Street RegretsThe regret calculator.

What if you'd held VDE?

A $1,000 investment in Vanguard Energy ETF (VDE) at the month-end close of 2004-09 would be worth $6,041 at the close of 2026-09 — +504.1% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $10,500.

$1,000 since 2004$6,041Total return+504.1%Multiple6.0×CAGR+8.5%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$6,041Gain+$5,041 (+504.1%)Multiple6.0×CAGR+8.5%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2004$6,0412005$5,7882006$4,1632007$3,4982008$2,5982009$4,3012010$3,4252011$2,8292012$2,7522013$2,6612014$2,1152015$2,3962016$3,1202017$2,4162018$2,4782019$3,0952020$2,8322021$4,2292022$2,7052023$1,6612024$1,6602025$1,5552026$1,452

    Every year, $1,000 from 2004

    YearValue of $1,000Year return
    2004$1,000
    2005$1,390+39.0%
    2006$1,654+19.0%
    2007$2,228+34.6%
    2008$1,346-39.6%
    2009$1,690+25.6%
    2010$2,046+21.1%
    2011$2,103+2.8%
    2012$2,175+3.4%
    2013$2,736+25.8%
    2014$2,416-11.7%
    2015$1,855-23.2%
    2016$2,396+29.2%
    2017$2,336-2.5%
    2018$1,870-19.9%
    2019$2,044+9.3%
    2020$1,369-33.0%
    2021$2,139+56.3%
    2022$3,485+62.9%
    2023$3,486+0.0%
    2024$3,721+6.7%
    2025$3,986+7.1%
    2026$5,788+45.2%

    Best and worst month-end to buy

    The best single month-end close to have bought VDE was 2004-10 ($29.85): $1,000 then is $6,050 today. The worst was 2026-09 ($181): $1,000 then is $1,000.

    FAQ

    What would $1,000 in VDE be worth today?

    A $1,000 investment in Vanguard Energy ETF (VDE) at the start of 2004 would be worth about $6,041 today, a total return of +504.1%. Dividends are reinvested in these figures.

    What were the best and worst years for VDE?

    Vanguard Energy ETF (VDE)'s strongest calendar year since 2004 was 2022, a +62.9% return — $1,000 held through that year became about $1,629 by year-end. Its weakest year was 2008, at -39.6%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in VDE have grown?

    Investing $100 at the end of every month since 2004-09 would have grown to about $74,630 on $26,500 invested.

    Did VDE beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $10,500. VDE trailed the S&P 500 by +42.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Vanguard Energy ETF (VDE) historical total-return data from 2004-09 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.