What if you'd held ORRF?
A $1,000 investment in Orrstown Financial Services, Inc. (ORRF) at the month-end close of 1999-05 would be worth $5,920 at the close of 2026-09 — +492.0% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $9,661.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.
Every year, $1,000 from 1999
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1999 | $1,000 | — |
| 2000 | $1,058 | +5.8% |
| 2001 | $1,100 | +4.0% |
| 2002 | $1,348 | +22.5% |
| 2003 | $2,045 | +51.8% |
| 2004 | $2,765 | +35.2% |
| 2005 | $2,266 | -18.0% |
| 2006 | $2,453 | +8.3% |
| 2007 | $2,169 | -11.6% |
| 2008 | $2,010 | -7.3% |
| 2009 | $2,673 | +33.0% |
| 2010 | $2,174 | -18.7% |
| 2011 | $675 | -68.9% |
| 2012 | $789 | +16.8% |
| 2013 | $1,338 | +69.6% |
| 2014 | $1,391 | +4.0% |
| 2015 | $1,478 | +6.3% |
| 2016 | $1,891 | +27.9% |
| 2017 | $2,169 | +14.7% |
| 2018 | $1,598 | -26.3% |
| 2019 | $2,043 | +27.9% |
| 2020 | $1,561 | -23.6% |
| 2021 | $2,459 | +57.5% |
| 2022 | $2,330 | -5.3% |
| 2023 | $3,082 | +32.3% |
| 2024 | $3,935 | +27.7% |
| 2025 | $3,934 | -0.0% |
| 2026 | $4,790 | +21.8% |
Best and worst month-end to buy
The best single month-end close to have bought ORRF was 2012-01 ($5.45): $1,000 then is $7,734 today. The worst was 2026-07 ($42.50): $1,000 then is $992.
FAQ
What would $1,000 in ORRF be worth today?
A $1,000 investment in Orrstown Financial Services, Inc. (ORRF) at the start of 1999 would be worth about $5,920 today, a total return of +492.0%. Dividends are reinvested in these figures.
What were the best and worst years for ORRF?
Orrstown Financial Services, Inc. (ORRF)'s strongest calendar year since 1999 was 2013, a +69.6% return — $1,000 held through that year became about $1,696 by year-end. Its weakest year was 2011, at -68.9%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in ORRF have grown?
Investing $100 at the end of every month since 1999-05 would have grown to about $94,752 on $32,900 invested.
Did ORRF beat the S&P 500?
Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $9,661. ORRF trailed the S&P 500 by +38.7% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Orrstown Financial Services, Inc. (ORRF) historical total-return data from 1999-05 to 2026-09, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-02. Not financial advice.