What if you'd held TOWN?
A $1,000 investment in Towne Bank (TOWN) at the month-end close of 1999-05 would be worth $10,440 at the close of 2026-09 — +944.0% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $9,661.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.
Every year, $1,000 from 1999
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1999 | $1,000 | — |
| 2000 | $1,064 | +6.4% |
| 2001 | $1,506 | +41.6% |
| 2002 | $1,817 | +20.6% |
| 2003 | $2,952 | +62.4% |
| 2004 | $3,795 | +28.6% |
| 2005 | $3,458 | -8.9% |
| 2006 | $3,606 | +4.3% |
| 2007 | $3,010 | -16.5% |
| 2008 | $4,718 | +56.8% |
| 2009 | $2,276 | -51.8% |
| 2010 | $3,163 | +39.0% |
| 2011 | $2,497 | -21.1% |
| 2012 | $3,330 | +33.4% |
| 2013 | $3,391 | +1.8% |
| 2014 | $3,429 | +1.1% |
| 2015 | $4,856 | +41.6% |
| 2016 | $7,910 | +62.9% |
| 2017 | $7,446 | -5.9% |
| 2018 | $5,926 | -20.4% |
| 2019 | $7,064 | +19.2% |
| 2020 | $6,199 | -12.3% |
| 2021 | $8,551 | +38.0% |
| 2022 | $8,609 | +0.7% |
| 2023 | $8,631 | +0.3% |
| 2024 | $10,215 | +18.3% |
| 2025 | $10,321 | +1.0% |
| 2026 | $11,946 | +15.7% |
Best and worst month-end to buy
The best single month-end close to have bought TOWN was 2000-02 ($2.69): $1,000 then is $13,855 today. The worst was 2026-07 ($37.91): $1,000 then is $983.
FAQ
What would $1,000 in TOWN be worth today?
A $1,000 investment in Towne Bank (TOWN) at the start of 1999 would be worth about $10,440 today, a total return of +944.0%. Dividends are reinvested in these figures.
What were the best and worst years for TOWN?
Towne Bank (TOWN)'s strongest calendar year since 1999 was 2016, a +62.9% return — $1,000 held through that year became about $1,629 by year-end. Its weakest year was 2009, at -51.8%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in TOWN have grown?
Investing $100 at the end of every month since 1999-05 would have grown to about $121,599 on $32,900 invested.
Did TOWN beat the S&P 500?
Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $9,661. TOWN beat the S&P 500 by +8.1% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Towne Bank (TOWN) historical total-return data from 1999-05 to 2026-09, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-02. Not financial advice.